Enter any address in Davidson County, Tennessee to see its FEMA flood zone
Flash flooding from severe thunderstorms is the most frequent type of flood event in Davidson County, TN, with 141 recorded incidents in the last 30 years. These events have resulted in 6 fatalities. General flooding events, while less frequent at 29 incidents over the same period, have caused more fatalities, with 10 recorded deaths. Recent examples include flash flooding on February 15-16, 2025, and a flood event on March 15, 2025, both associated with potent storm systems bringing heavy rainfall to the region.
National Flood Insurance Program (NFIP) data indicates that properties in Zone A have experienced the highest number of claims, with 2,825 claims averaging $43,114 and an average water depth of 5.4 feet. Properties in Zone X also show significant claims, with 724 claims averaging $29,341 and 3.7 feet of water. Homeowners in Zone A, and those in other designated flood zones, should pay particular attention to their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
56 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Davidson County, Tennessee has recorded 170 flood-related events since 1996 according to NOAA's Storm Events Database, including 141 flash floods and 29 river or area floods. The county has received 28 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms And Tornadoes | Severe Storm | Dec 9, 2023 |
| Severe Storms, Straight-line Winds, And Tornado | Severe Storm | Mar 1, 2023 |
| Severe Winter Storm | Winter Storm | Dec 22, 2022 |
| Severe Storms, Straight-line Winds, And Tornadoes | Tornado | Dec 10, 2021 |
| Severe Storms, Tornadoes, And Flooding | Tornado | Mar 25, 2021 |
| Explosion | Other | Dec 25, 2020 |
| Severe Storms, Straight-line Winds, And Flooding | Severe Storm | May 3, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Tornado | Mar 3, 2020 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 23, 2025 | 0.00K |
| Flash Flood | May 20, 2025 | 0.00K |
| Flood | Mar 15, 2025 | 0.00K |
| Flash Flood | Mar 15, 2025 | 0.00K |
| Flash Flood | Feb 15, 2025 | 0.00K |
| Flash Flood | Jul 14, 2025 | 0.00K |
| Flash Flood | Apr 5, 2025 | 0.00K |
| Flash Flood | Apr 3, 2025 | 0.00K |
| Flood | Apr 3, 2025 | 0.00K |
| Flood | May 9, 2024 | 0.00K |
Flash Flood — Apr 23, 2025
Abundant moisture and plenty of instability helped to set the stage for a summer-like afternoon across Middle Tennessee on April 23, 2025. Scattered thunderstorms developed across the area during the afternoon and evening hours. With little forcing and wind shear, these thunderstorms were generally non-severe. However, slow storm motions meant that these nearly stationary thunderstorms were abl...
Flash Flood — May 20, 2025
Multiple rounds of thunderstorms impacted Middle Tennessee on May 20, 2025. The first round of thunderstorms was a decaying mesoscale convective system (MCS) that produced damaging winds which downed a few trees. The next round was discrete supercells which produced large hail, damaging winds, and tornadoes. The largest hail reported during this event was in Williamson County where hailstones o...
Flood — Mar 15, 2025
A potent storm system brought multiple rounds of thunderstorms and severe weather to Middle Tennessee on March 15, 2025. The main risk for severe weather was associated with a line of thunderstorms that tracks east across Middle Tennessee during the afternoon and evening hours. This line produced one EF-1 tornado near Christiana. As this line moved towards the Cumberland Plateau, it strengthene...
Flash Flood — Mar 15, 2025
A potent storm system brought multiple rounds of thunderstorms and severe weather to Middle Tennessee on March 15, 2025. The main risk for severe weather was associated with a line of thunderstorms that tracks east across Middle Tennessee during the afternoon and evening hours. This line produced one EF-1 tornado near Christiana. As this line moved towards the Cumberland Plateau, it strengthene...
Flash Flood — Feb 15, 2025
A major severe weather and flooding event unfolded across Middle Tennessee on February 15-16, 2025. As well above average moisture spread into the area, this helped set the stage for very heavy rainfall across Middle Tennessee. Showers and thunderstorms began early during the day on February 15th, and the primary threat with this first round was flooding. The most significant flooding was repor...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Davidson County, Tennessee:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Davidson County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.