FloodZoneMap.org

DeKalb County, Tennessee Flood Zones

Check an Address in DeKalb County

Enter any address in DeKalb County, Tennessee to see its FEMA flood zone

DeKalb County Disaster History

Disaster Declarations
20
Flood/Coastal Disasters
2
Hurricane Disasters
1
Latest Disaster
SEVERE WINTER STORM (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in DeKalb County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-22
SEVERE WINTER STORMWinter Storm2026-01-22
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGSevere Storm2025-04-02
SEVERE WINTER STORMSSevere Ice Storm2021-02-11
COVID-19 Biological2020-01-20
COVID-19 PANDEMICBiological2020-01-20
SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDESFlood2019-02-19
SEVERE WINTER STORM AND FLOODINGSevere Ice Storm2015-02-15
SEVERE STORMS, TORNADOES, STRAIGHT-LINE WINDS AND Severe Storm2012-02-29
SEVERE STORMS, FLOODING, STRAIGHT-LINE WINDS, AND TORNADOES Severe Storm2010-04-30

Tennessee Statewide Flood Insurance Data

County-level NFIP data coming soon. Here are Tennessee statewide figures for context:

Total NFIP Claims
17,640
Total Claims Paid
$476.1M
Active Policies
6,000
Avg Premium
$634/yr

Flood Zone Types in DeKalb County

FEMA assigns flood zone designations to areas in DeKalb County, Tennessee:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in DeKalb County

Properties in DeKalb County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.