Enter any address in Dickson County, Tennessee to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Dickson County. Between 2000 and 2020, NOAA Storm Events data recorded 58 flash flood events and 8 general flood events. Recent severe weather events in March 2025 and April 2025 brought significant thunderstorm activity to the region, contributing to flash flood conditions.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A experienced an average water depth of 1.9 feet with an average payout of $68,716. Properties in Zone X_UNSHADED saw a higher average water depth of 3.2 feet and a larger average payout of $88,528, despite fewer claims. Zone X properties had an average water depth of 0.9 feet and an average payout of $31,143.
Homeowners in areas designated as Zone A or Zone X_UNSHADED, particularly those with structures not meeting the Base Flood Elevation (BFE), should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
36 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Dickson County, Tennessee has recorded 66 flood-related events since 1996 according to NOAA's Storm Events Database, including 58 flash floods and 8 river or area floods. The county has received 27 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms And Tornadoes | Severe Storm | Dec 9, 2023 |
| Severe Storms, Straight-line Winds, And Tornado | Severe Storm | Mar 1, 2023 |
| Severe Storms, Straight-line Winds, And Tornadoes | Tornado | Dec 10, 2021 |
| Severe Storm And Flooding | Flood | Aug 21, 2021 |
| Severe Storms, Straight-line Winds, And Flooding | Severe Storm | May 3, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Feb 19, 2019 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Mar 15, 2025 | 0.00K |
| Flash Flood | Apr 3, 2025 | 0.00K |
| Flood | Jul 19, 2023 | 0.00K |
| Flash Flood | Feb 28, 2021 | 0.00K |
| Flash Flood | Mar 27, 2021 | 0.00K |
| Flash Flood | Aug 21, 2021 | 0.00K |
| Flash Flood | Aug 21, 2021 | 401.61K |
| Flash Flood | Jul 12, 2020 | 0.00K |
| Flood | Feb 12, 2020 | 5.00K |
| Flash Flood | Feb 23, 2019 | 208.00K |
Flash Flood — Mar 15, 2025
A potent storm system brought multiple rounds of thunderstorms and severe weather to Middle Tennessee on March 15, 2025. The main risk for severe weather was associated with a line of thunderstorms that tracks east across Middle Tennessee during the afternoon and evening hours. This line produced one EF-1 tornado near Christiana. As this line moved towards the Cumberland Plateau, it strengthene...
Flash Flood — Apr 3, 2025
A major and historic multi-day severe weather event unfolded across Middle Tennessee during early April 2025. This event began during the afternoon hours of April 2nd and continued through April 6th. These first couple rounds of thunderstorms brought damaging winds and large hail along with a tornado risk. The corridor from southwest Middle Tennessee into the Nashville metro area was hit partic...
Flood — Jul 19, 2023
After a squall line moved through the area on July 18, 2023, another complex of thunderstorms moved through Middle Tennessee early on July 19th. Heavy rain was common with these thunderstorms as they produced three to six inches of rain across the northwest portion of the area. Fortunately, no significant flooding reports were received. Meanwhile, one rogue strong thunderstorm in southern Lawre...
Flash Flood — Feb 28, 2021
Numerous showers and thunderstorms affected Middle Tennessee during the evening hours on February 27, then again during the afternoon and evening hours on February 28. Several storms became severe and produced damaging winds, large hail, and flash flooding.
Flash Flood — Mar 27, 2021
An historic flash flooding event affected the central third of Middle Tennessee from the early morning hours on March 27 through the day into the early morning hours on March 28. A warm front moved northward into Middle Tennessee early on March 27 before stalling near the I-40 corridor. Between 300-400 AM CDT, numerous showers and thunderstorms developed along the warm front, many of which beca...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Dickson County, Tennessee:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Dickson County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.