Enter any address in Henry County, Tennessee to see its FEMA flood zone
Flash flooding from heavy rainfall events is the most frequent type of flooding recorded in Henry County, TN over the past 30 years, with 30 such events documented. Recent examples include flash floods occurring on April 5, 2025, and multiple instances on February 15, 2025, driven by weather systems bringing heavy rain and thunderstorms.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced a significant number of claims, with an average payout of $4,421 and an average water depth of 0.6 feet. While Zone X, typically considered moderate to low risk, has also seen claims with higher average payouts ($5,542), the water depth was recorded as 0.0 feet on average. Homeowners in Zone A, as well as those in Zone X and areas with unknown flood risk, should pay close attention to their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
27 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Henry County, Tennessee has recorded 39 flood-related events since 1996 according to NOAA's Storm Events Database, including 30 flash floods and 6 river or area floods. The county has received 21 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1975–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms And Straight-line Winds | Severe Storm | Jul 18, 2023 |
| Severe Storms, Straight-line Winds, And Tornado | Severe Storm | Mar 1, 2023 |
| Severe Storms, Straight-line Winds, And Tornadoes | Tornado | Dec 10, 2021 |
| Severe Storms, Straight-line Winds, And Flooding | Severe Storm | May 3, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Jun 5, 2014 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Severe Storm | Apr 25, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Feb 15, 2025 | 10.00K |
| Flash Flood | Feb 15, 2025 | 0.00K |
| Flash Flood | Apr 5, 2025 | 0.00K |
| Flash Flood | Apr 3, 2025 | 10.00K |
| Flash Flood | Apr 3, 2025 | 3.00K |
| Flash Flood | May 22, 2024 | 0.00K |
| Flood | May 14, 2024 | 0.00K |
| Flash Flood | Jul 19, 2023 | 0.00K |
| Flash Flood | Feb 16, 2023 | 15.00K |
| Flash Flood | Feb 16, 2023 | 0.00K |
Flash Flood — Feb 15, 2025
An upper-level trough crossed the Four Corners region and dipped into northern Mexico on February 14, 2025. In response, deep southwesterly flow set up over the Lower Mississippi Valley and advected Gulf moisture poleward. Showers and thunderstorms blossomed across the region during the early morning hours on February 15, 2025. Meanwhile, a warm front quickly accelerated northward during the mo...
Flash Flood — Apr 5, 2025
The front eventually sagged south back into the Mid-South during the early morning hours of April 5th. Strong low-level moisture transport into the frontal zone resulted in heavy rain and training storms across northern sections of the Mid-South, mainly north of I-40. A bow echo developed along and just south of the slowly advancing front. This feature crossed the entire forecast area producing...
Flash Flood — Apr 3, 2025
A significant multi-hazard, multi-day event occurred across the Mid-South from April 2, 2025, to April 8, 2025, producing 35 tornadoes, record flooding, and numerous reports of damaging winds and large hail. A large upper-level trough covered the Western U.S. in early April. A significant piece of energy rotated around the base of the trough and ejected into the Southern Plains and the Middle-...
Flash Flood — May 22, 2024
A decaying MCS/MCV moved through the Mid-South during the overnight/early morning hours of May 22. A slow moving cold front was stretched over the Missouri Bootheel and moisture surged northward allowing for plentiful instability. This instability collided with remnant outflow boundaries from previous convection. Peak diurnal heating hours, moisture, and enough lift caused damaging winds, large...
Flood — May 14, 2024
A large upper level low from central Missouri aided by a surface low over the Missouri Bootheel pinched off a warm sector ahead of a cold front. This warm sector provided enough instability and weak shear to produce a few strong to severe thunderstorms during the afternoon hours. Sub-severe hail and winds accompanied a few severe hail storms along the Tennessee and Mississippi border.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Henry County, Tennessee:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Henry County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.