Enter any address in Humphreys County, Tennessee to see its FEMA flood zone
Flash flooding from severe thunderstorms is the dominant flood hazard in Humphreys County. Between 1993 and 2023, NOAA data recorded 35 flash flood events, resulting in 20 fatalities, alongside 8 additional flood events. Recent events include heavy rainfall and flooding reported in February 2025, and another flood event in March 2025.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A, which have a moderate to high flood risk, accounted for the majority of claims (169) with an average payout of $69,626 and an average water depth of 2.9 feet. However, properties in Zone X, designated as having a low to moderate flood risk, experienced fewer claims (12) but with a significantly higher average payout of $133,450 and an average water depth of 2.7 feet. Properties in Zone X_SHADED, also considered low to moderate risk, had the lowest average payout and water depth.
Homeowners in Zone A, as well as those in Zone X and X_UNSHADED, should be particularly aware of their flood risk. Given the historical data and the significant payouts in Zone X, all property owners should consider their proximity to water sources and potential for flooding, regardless of their designated flood zone.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
23 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Humphreys County, Tennessee has recorded 43 flood-related events since 1996 according to NOAA's Storm Events Database, including 35 flash floods and 8 river or area floods. The county has received 26 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1975–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, And Tornado | Severe Storm | Mar 1, 2023 |
| Severe Storm And Flooding | Flood | Aug 21, 2021 |
| Severe Storms, Straight-line Winds, And Flooding | Severe Storm | May 3, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storm And Straight-line Winds | Severe Storm | Oct 26, 2019 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Feb 19, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Severe Storm | Apr 25, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Mar 17, 2025 | 0.00K |
| Flash Flood | Mar 15, 2025 | 0.00K |
| Flash Flood | Feb 15, 2025 | 0.00K |
| Flood | Apr 6, 2025 | 0.00K |
| Flood | Apr 3, 2025 | 0.00K |
| Flash Flood | Apr 3, 2025 | 0.00K |
| Flash Flood | Feb 28, 2021 | 0.00K |
| Flash Flood | Aug 21, 2021 | 0.00K (1 deaths) |
| Flash Flood | Aug 21, 2021 | 100.00M (19 deaths) |
| Flash Flood | Oct 6, 2021 | 0.00K |
Flood — Mar 17, 2025
A potent storm system brought multiple rounds of thunderstorms and severe weather to Middle Tennessee on March 15, 2025. The main risk for severe weather was associated with a line of thunderstorms that tracks east across Middle Tennessee during the afternoon and evening hours. This line produced one EF-1 tornado near Christiana. As this line moved towards the Cumberland Plateau, it strengthene...
Flash Flood — Mar 15, 2025
A potent storm system brought multiple rounds of thunderstorms and severe weather to Middle Tennessee on March 15, 2025. The main risk for severe weather was associated with a line of thunderstorms that tracks east across Middle Tennessee during the afternoon and evening hours. This line produced one EF-1 tornado near Christiana. As this line moved towards the Cumberland Plateau, it strengthene...
Flash Flood — Feb 15, 2025
A major severe weather and flooding event unfolded across Middle Tennessee on February 15-16, 2025. As well above average moisture spread into the area, this helped set the stage for very heavy rainfall across Middle Tennessee. Showers and thunderstorms began early during the day on February 15th, and the primary threat with this first round was flooding. The most significant flooding was repor...
Flood — Apr 6, 2025
A major and historic multi-day severe weather event unfolded across Middle Tennessee during early April 2025. This event began during the afternoon hours of April 2nd and continued through April 6th. These first couple rounds of thunderstorms brought damaging winds and large hail along with a tornado risk. The corridor from southwest Middle Tennessee into the Nashville metro area was hit partic...
Flood — Apr 3, 2025
A major and historic multi-day severe weather event unfolded across Middle Tennessee during early April 2025. This event began during the afternoon hours of April 2nd and continued through April 6th. These first couple rounds of thunderstorms brought damaging winds and large hail along with a tornado risk. The corridor from southwest Middle Tennessee into the Nashville metro area was hit partic...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Humphreys County, Tennessee:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Humphreys County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.