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La Vergne, Tennessee Flood Zones

Check an Address in La Vergne

Enter any address in La Vergne, Tennessee to see its FEMA flood zone

Flood Risk in La Vergne, Tennessee

La Vergne has a population of 38,719 residents. Like many communities in Tennessee, properties in La Vergne may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in La Vergne. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Tennessee Statewide Flood Data

Total NFIP Claims
17,640
Total Claims Paid
$476.1M
Active Policies
6,000
Avg Premium
$634/yr
Disaster Declarations
2,038
Peak Claims Year
2010

Statewide data from OpenFEMA. City-level breakdowns coming soon.

Flood Zone Types in La Vergne

FEMA assigns flood zone designations to areas in La Vergne, Tennessee:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in La Vergne

Properties in La Vergne that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

The average NFIP premium in Tennessee is approximately $634 per year.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Tennessee flood zone data →