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Loudon County, Tennessee Flood Zones

Check an Address in Loudon County

Enter any address in Loudon County, Tennessee to see its FEMA flood zone

Loudon County Disaster History

Disaster Declarations
20
Flood/Coastal Disasters
2
Hurricane Disasters
1
Latest Disaster
SEVERE WINTER STORM (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Loudon County

DeclarationTypeDate
SEVERE WINTER STORMWinter Storm2026-01-22
SEVERE WINTER STORMWinter Storm2026-01-22
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, AND FLOODINGSevere Storm2025-04-02
SEVERE STORMS, STRAIGHT-LINE WINDS, AND TORNADOSevere Storm2023-08-07
COVID-19 PANDEMICBiological2020-01-20
COVID-19 Biological2020-01-20
SEVERE STORMS, FLOODING, LANDSLIDES, AND MUDSLIDESFlood2019-02-19
SEVERE STORMS, STRAIGHT-LINE WINDS, AND FLOODINGSevere Storm2017-05-27
SEVERE WINTER STORM AND FLOODINGSevere Ice Storm2015-02-15
SEVERE STORMS, STRAIGHT-LINE WINDS, TORNADOES, ANDSevere Storm2011-06-18

Flood Zone Types in Loudon County

FEMA assigns flood zone designations to areas in Loudon County, Tennessee:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Loudon County

Properties in Loudon County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. Over 20% of NFIP claims come from low and moderate-risk areas.

Visit FloodSmart.gov to find an agent and get a quote.