2 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Moore County, Tennessee. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding driven by heavy rainfall is the dominant flood hazard in Moore County, Tennessee, according to NOAA storm records from the last 30 years, which document 29 flash flood events alongside two tropical storms and one general flood.
Severe rainfall events regularly threaten local infrastructure. For example, a heavy rain event in February 2022 dropped 4 to 5.5 inches of rain across southern middle Tennessee, resulting in 20 road closures in Moore County alone and forcing local school closures.
Property owners, residents, and real estate professionals should pay close attention to localized drainage patterns and low-lying areas prone to rapid surface water accumulation during intense downpours.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
5 NOAA storm reports from Moore County describe what happened, in the words of the forecasters who covered it. Read the Tennessee flood stories →
18 federal disaster declarations since 1973, 2 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, And Tornado | Mar 1, 2023 |
| Severe Storms, Tornadoes, And Flooding | Mar 25, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
| Severe Storms, Flooding, Landslides, And Mudslides | Feb 19, 2019 |
| Severe Winter Storm And Flooding | Feb 15, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Jun 5, 2014 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
32 since 1996: 29 flash floods and 1 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Aug 13, 2025 | — |
| Flash Flood | Feb 24, 2022 | — |
| Flash Flood | Mar 31, 2021 | — |
| Flood | Feb 5, 2020 | — |
| Flash Flood | Sep 26, 2018 | — |
| Flash Flood | Jan 3, 2015 | — |
| Flash Flood | Jul 16, 2012 | — |
| Flash Flood | Jan 11, 2012 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Aug 13, 2025. Isolated flash flooding in southern middle Tennessee.
Flash Flood · Feb 24, 2022. In addition to severe weather, excessive rainfall occurred causing numerous locations to experience flash flooding. ||4-5.5 inches of rain in southern middle Tennessee.|20 roads closed due to flash flooding in Moore County alone.|Several roads closed in Lincoln County.|Schools closed on the 23rd as a result.
Flash Flood · Mar 31, 2021. Two thunderstorm complexes moved through southern middle Tennessee during the early and mid morning hours of the 31st. Rainfall of 1.5 to 4.25 inches were reported during this time, resulting in flash flooding of a few roads.
Flood · Feb 5, 2020. A strong influx of moisture, along with a potent upper level jet stream and incoming cold front brought multiple rounds of showers and thunderstorms, some heavy from the early morning of the 5th through the early morning of the 6th. The first round yielded heavy rainfall in northwest Alabama through southern middle Tennessee during the early morning of the 5th. A second round occurred with a line of thunderstorms…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Moore County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.