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Oak Ridge, Tennessee Flood Zones

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Enter any address in Oak Ridge, Tennessee to see its FEMA flood zone

Flood Risk in Oak Ridge, Tennessee

Oak Ridge has a population of 31,402 residents. Like many communities in Tennessee, properties in Oak Ridge may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Oak Ridge. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Oak Ridge

FEMA assigns flood zone designations to areas in Oak Ridge, Tennessee:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Oak Ridge

Properties in Oak Ridge that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

View all Tennessee flood zone data →