Enter any address in Perry County, Tennessee to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood hazard in Perry County. Between March 2025 and April 2025, the county experienced multiple severe weather events, including significant flash flooding.
The National Flood Insurance Program (NFIP) has processed 97 claims in Perry County over an unspecified period. Zone A, representing areas with a 1% annual chance of flooding, had the highest number of claims at 76, with an average payout of $25,061 and an average water depth of 5.5 feet. Zone X_Unshaded, also indicating areas with a 0.2% annual chance of flooding, saw 5 claims with an average payout of $24,199 and an average water depth of 3.6 feet. Homeowners in Zone A and Zone X_Unshaded, as well as those in areas with unknown flood risk, should pay close attention to flood warnings and consider flood insurance.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
19 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Perry County, Tennessee has recorded 39 flood-related events since 1996 according to NOAA's Storm Events Database, including 29 flash floods and 10 river or area floods. The county has received 24 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1975–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Severe Storms, Straight-line Winds, And Tornado | Severe Storm | Mar 1, 2023 |
| Severe Winter Storm | Winter Storm | Dec 22, 2022 |
| Severe Storms, Straight-line Winds, And Flooding | Severe Storm | May 3, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storm And Straight-line Winds | Severe Storm | Oct 26, 2019 |
| Severe Storms, Flooding, Landslides, And Mudslides | Flood | Feb 19, 2019 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Jun 5, 2014 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Mar 17, 2025 | 0.00K |
| Flood | Apr 6, 2025 | 0.00K |
| Flash Flood | Apr 3, 2025 | 0.00K |
| Flood | Apr 3, 2025 | 0.00K |
| Flood | Sep 17, 2021 | 0.00K |
| Flash Flood | Sep 15, 2021 | 0.00K |
| Flash Flood | Oct 6, 2021 | 0.00K |
| Flash Flood | Feb 23, 2019 | 5.00K |
| Flood | Jul 7, 2019 | 0.00K |
| Flash Flood | Mar 1, 2018 | 0.00K |
Flood — Mar 17, 2025
A potent storm system brought multiple rounds of thunderstorms and severe weather to Middle Tennessee on March 15, 2025. The main risk for severe weather was associated with a line of thunderstorms that tracks east across Middle Tennessee during the afternoon and evening hours. This line produced one EF-1 tornado near Christiana. As this line moved towards the Cumberland Plateau, it strengthene...
Flood — Apr 6, 2025
A major and historic multi-day severe weather event unfolded across Middle Tennessee during early April 2025. This event began during the afternoon hours of April 2nd and continued through April 6th. These first couple rounds of thunderstorms brought damaging winds and large hail along with a tornado risk. The corridor from southwest Middle Tennessee into the Nashville metro area was hit partic...
Flash Flood — Apr 3, 2025
A major and historic multi-day severe weather event unfolded across Middle Tennessee during early April 2025. This event began during the afternoon hours of April 2nd and continued through April 6th. These first couple rounds of thunderstorms brought damaging winds and large hail along with a tornado risk. The corridor from southwest Middle Tennessee into the Nashville metro area was hit partic...
Flood — Apr 3, 2025
A major and historic multi-day severe weather event unfolded across Middle Tennessee during early April 2025. This event began during the afternoon hours of April 2nd and continued through April 6th. These first couple rounds of thunderstorms brought damaging winds and large hail along with a tornado risk. The corridor from southwest Middle Tennessee into the Nashville metro area was hit partic...
Flood — Sep 17, 2021
Scattered showers and thunderstorms developed in the afternoon hours on September 17th. There was one isolated flooding report in Perry County.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Perry County, Tennessee:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Perry County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.