FEMA flood zones · Tennessee

Pickett County, Tennessee Flood Zone Map

2 flood insurance claims·$104,515 paid·1 federal flood & hurricane disasters

9% of Pickett County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Pickett County, Tennessee. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

2 NOAA storm reports from Pickett County describe what happened, in the words of the forecasters who covered it. Read the Tennessee flood stories →

Federal disasters

21 federal disaster declarations since 1974, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormJan 22, 2026
Severe Storms, Straight-line Winds, Tornadoes, And FloodingApr 2, 2025
Severe Storms, Straight-line Winds, And TornadoMar 1, 2023
Severe Winter StormsFeb 11, 2021
Severe Winter Storm And FloodingFeb 15, 2015
Severe Storms, Tornadoes, Straight-line Winds, And Associated FloodingApr 25, 2011
Severe Storms, Tornadoes, And FloodingFeb 28, 2011
Severe Storms And FloodingAug 17, 2010

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

8 since 1996: 6 flash floods and 2 river or area floods.

EventDateDamage
Flash FloodFeb 5, 2020$25,000
FloodFeb 23, 2019—
Flash FloodNov 30, 2004$1,000
Flash FloodJul 31, 2003—
Flash FloodMar 19, 2003—
FloodFeb 15, 2003—
Flash FloodAug 3, 2003$100,000
Flash FloodJun 26, 2001—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Feb 5, 2020. After an unusually wet January, another strong storm system brought more heavy rainfall, flooding, and severe storms to parts of Middle Tennessee on February 5th. A line of strong to severe thunderstorms known as a QLCS (Quasi-linear Convective System) developed in northern Mississippi and moved across southern and eastern Middle Tennessee during the afternoon and evening hours. These storms spawned 6 weak tornado…

Flood · Feb 23, 2019. A stationary frontal boundary stalled near the Tennessee Valley for nearly a week in mid to late February 2019. Persistent southwest flow aloft brought copious amounts of Gulf of Mexico moisture northward and interacted with this boundary for many days, causing a prolonged period of heavy rain and flooding throughout Middle Tennessee from Tuesday, February 19 through early Sunday, February 24. Due to the heavy rai…

Flood · Feb 15, 2003. Flooding on the Elk River caused many roads to flood due to heavy rains. Two children were killed when a Nissan 300 ZX sedan, which was driven by the aunt, was swept off a bridge going over the Elk River on Veto Rd. or about 6.5 miles southwest of Elkton, in Giles county around 630 PM CST. She had driven around a high water barricade. The aunt was found and rescued 3 hours later, clinging to a tree, but the childr…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Pickett County

If a building in Pickett County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.