FloodZoneMap.org

Scott County, Tennessee Flood Zones

Check an Address in Scott County

Enter any address in Scott County, Tennessee to see its FEMA flood zone

The Flooding Character of Scott County

Flash flooding from heavy rainfall events is the dominant flood character in Scott County. Between 1993 and 2023, NOAA Storm Events data recorded 25 flash flood events and 14 general flood events. Recent examples include flooding reported in northern East Tennessee in February 2025, associated with a strong synoptic system bringing heavy rainfall and severe thunderstorms.

Residents in areas prone to flash flooding, particularly those in low-lying areas or near steep terrain, should be aware of their flood risk. Homeowners in zones designated as high-risk by FEMA, such as AE or A zones, should pay particular attention to flood insurance options and mitigation measures.

Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.

Read First-Hand Flood Stories from Scott County

10 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

Read Tennessee flood stories →

Flood Risk Data for Scott County

Scott County, Tennessee has recorded 39 flood-related events since 1996 according to NOAA's Storm Events Database, including 25 flash floods and 14 river or area floods. The county has received 26 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Scott County Disaster History

FEMA Disaster Declarations (1972–2026)

Disaster Declarations
26
Flood/Coastal Disasters
5
Latest Disaster
Severe Winter Storm (2026-01-22)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Scott County

DeclarationTypeDate
Severe Winter StormWinter StormJan 22, 2026
Severe Storms, Straight-line Winds, Tornadoes, And FloodingSevere StormApr 2, 2025
Severe Storms, Tornadoes, And FloodingTornadoMar 25, 2021
Severe Winter StormsSevere Ice StormFeb 11, 2021
Severe Storms, Tornadoes, Straight-line Winds, And FloodingSevere StormApr 12, 2020
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
Severe Storms, Flooding, Landslides, And MudslidesFloodFeb 19, 2019
Severe Winter Storm And FloodingSevere Ice StormFeb 15, 2015
Severe Storms, Tornadoes, Straight-line Winds, And Associated FloodingSevere StormApr 25, 2011

Recorded Flood Events in Scott County

NOAA Storm Events Database (1996–2025)

Total Flood Events
39
River/Area Floods
14
Flash Floods
25
Total Property Damage
$3.8M

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Scott County

TypeDateDamage
Flash FloodFeb 16, 20250.00K
Flash FloodFeb 15, 20250.00K
Flash FloodJul 31, 20240.00K
Flash FloodMay 9, 20240.00K
FloodFeb 17, 20230.00K
Flash FloodFeb 16, 20230.00K
Flash FloodAug 12, 20230.00K
Flash FloodJul 31, 20220.00K
FloodMar 28, 20211.73M
FloodMar 27, 20210.00K

Scott County Flood History

Flash Flood — Feb 16, 2025

A strong synoptic system with heavy rainfall during warm front passage followed by additional rainfall during the severe thunderstorms along the cold front led to reports of flooding in northern portions of East Tennessee. Additionally, strong winds powered by strong winds aloft mixed to the surface, bringing wind advisory conditions to the whole area, a few high wind reports, and some wind dam...

Flash Flood — Feb 15, 2025

A strong synoptic system with heavy rainfall during warm front passage followed by additional rainfall during the severe thunderstorms along the cold front led to reports of flooding in northern portions of East Tennessee. Additionally, strong winds powered by strong winds aloft mixed to the surface, bringing wind advisory conditions to the whole area, a few high wind reports, and some wind dam...

Flash Flood — Jul 31, 2024

Upper level troughing provided another mesoscale convective system to form and propagate through East Tennessee, bringing scattered reports of damaging winds to the area, and localized flash flooding to the northern Plateau.

Flash Flood — May 9, 2024

A cutoff low over the North Plains, coupled with intense winds aloft and a cold front at the surface, helped spawn multiple rounds of severe thunderstorms that produced hail, flash flooding, and damaging winds to East Tennessee.

Flood — Feb 17, 2023

Heavy rain was triggered by a cold front slowly displacing a warm sector whose precipitable water anomaly was near the maximum for the day.

Source: NOAA National Weather Service Storm Events Database.

Tennessee Statewide Flood Insurance Data

Total NFIP Claims
17,640
Total Claims Paid
$476.1M

Flood Zone Types in Scott County

FEMA assigns flood zone designations to areas in Scott County, Tennessee:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Scott County

Properties in Scott County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.