Enter any address in Trousdale County, Tennessee to see its FEMA flood zone
Flash flooding from heavy rainfall is the dominant flood character in Trousdale County. Recent events include a major severe weather and flooding event in February 2025, which brought very heavy rainfall, and another multi-day severe weather event in early April 2025 that also included significant rainfall.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced flooding with an average water depth of 4.7 feet and an average payout of $9,327. Properties in Zone X_SHADED have also seen significant flooding, with an average water depth of 26.8 feet and an average payout of $10,467. Homeowners in Zone A and Zone X_SHADED should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Trousdale County, Tennessee has recorded 20 flood-related events since 1996 according to NOAA's Storm Events Database, including 17 flash floods and 3 river or area floods. The county has received 13 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2026)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Severe Storm | Apr 2, 2025 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Flooding, Straight-line Winds, And Tornadoes | Severe Storm | Apr 30, 2010 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Feb 5, 2008 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | May 4, 2003 |
| Severe Winter Ice Storm,flash Flooding | Severe Storm | Feb 9, 1994 |
| Severe Snowfall, Winter Storm | Snowstorm | Mar 13, 1993 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Feb 16, 2025 | 0.00K |
| Flash Flood | Apr 5, 2025 | 0.00K |
| Flash Flood | Apr 3, 2025 | 0.00K |
| Flash Flood | Mar 29, 2018 | 5.00K |
| Flash Flood | Aug 17, 2018 | 10.00K |
| Flash Flood | Oct 2, 2018 | 0.00K |
| Flash Flood | May 11, 2016 | 2.00M |
| Flash Flood | Jul 7, 2016 | 0.00K |
| Flood | Aug 5, 2012 | 0.00K |
| Flood | Aug 4, 2012 | 0.00K |
Flash Flood — Feb 16, 2025
A major severe weather and flooding event unfolded across Middle Tennessee on February 15-16, 2025. As well above average moisture spread into the area, this helped set the stage for very heavy rainfall across Middle Tennessee. Showers and thunderstorms began early during the day on February 15th, and the primary threat with this first round was flooding. The most significant flooding was repor...
Flash Flood — Apr 5, 2025
A major and historic multi-day severe weather event unfolded across Middle Tennessee during early April 2025. This event began during the afternoon hours of April 2nd and continued through April 6th. These first couple rounds of thunderstorms brought damaging winds and large hail along with a tornado risk. The corridor from southwest Middle Tennessee into the Nashville metro area was hit partic...
Flash Flood — Apr 3, 2025
A major and historic multi-day severe weather event unfolded across Middle Tennessee during early April 2025. This event began during the afternoon hours of April 2nd and continued through April 6th. These first couple rounds of thunderstorms brought damaging winds and large hail along with a tornado risk. The corridor from southwest Middle Tennessee into the Nashville metro area was hit partic...
Flash Flood — Mar 29, 2018
Moderate to heavy rain spread across Middle Tennessee during the late evening hours on March 28 and continue into the morning hours on March 29. Rainfall totals ranged from around 1 inch up to nearly 5 inches, with a few reports of flash flooding.
Flash Flood — Aug 17, 2018
Numerous showers and thunderstorms affected Middle Tennessee during the morning hours on August 17. Thunderstorms repeatedly moving across Trousdale and Macon Counties dumped 3 to 5 inches of rain, causing significant flash flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Trousdale County, Tennessee:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Trousdale County, Tennessee that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.