17 flood insurance claims·$73,870 paid·1 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Weakley County, Tennessee. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from severe weather systems and heavy rainfall dominates the flood history of Weakley County. According to NOAA Storm Events Database records from the last 30 years, the county experienced 31 flash flood events, 6 general flood events, 1 tropical storm, and 1 tropical depression. Recent activity includes heavy rain and training storms associated with a frontal boundary on April 5, 2025, as well as Gulf moisture advection producing showers and thunderstorms on February 15, 2025.
Federal insurance data reflects flood claims across multiple zones, indicating that properties outside designated high-risk areas are also vulnerable. FEMA records show 6 claims in Zone A with an average payout of $8,501 and an average recorded water depth of 1 inch. Additionally, 6 claims occurred in Zone UNKNOWN with an average payout of $1,711 and an average recorded water depth of 1 inch, while 5 claims in Zone X averaged $3,577 with an average recorded water depth of 0 inches.
Homeowners, real estate agents, and journalists should pay the closest attention to properties located within Zone A, as well as those in Zone UNKNOWN and Zone X where historical claims demonstrate that flooding and property damage still occur outside standard high-risk flood zones.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
In flood insurance claims here that reported a flood depth, the average was 1 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 1990, with 3 claims and $20,806 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
24 NOAA storm reports from Weakley County describe what happened, in the words of the forecasters who covered it. Read the Tennessee flood stories →
21 federal disaster declarations since 1975, 1 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Jan 22, 2026 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Apr 2, 2025 |
| Severe Storms And Tornadoes | Dec 9, 2023 |
| Severe Winter Storm | Feb 3, 2022 |
| Severe Storms, Straight-line Winds, And Tornadoes | Dec 10, 2021 |
| Severe Storms, Straight-line Winds, And Flooding | May 3, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds, And Flooding | Jun 5, 2014 |
| Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding | Apr 25, 2011 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
39 since 1996: 31 flash floods and 6 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flood | Feb 15, 2025 | — |
| Flash Flood | Feb 15, 2025 | — |
| Flash Flood | Feb 15, 2025 | $10,000 |
| Flash Flood | Apr 5, 2025 | — |
| Flash Flood | Jul 19, 2023 | — |
| Flash Flood | Feb 16, 2023 | — |
| Flash Flood | Aug 4, 2023 | $25,000 |
| Flash Flood | Aug 4, 2023 | $500,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flood · Feb 15, 2025. An upper-level trough crossed the Four Corners region and dipped into northern Mexico on February 14, 2025. In response, deep southwesterly flow set up over the Lower Mississippi Valley and advected Gulf moisture poleward. Showers and thunderstorms blossomed across the region during the early morning hours on February 15, 2025. Meanwhile, a warm front quickly accelerated northward during the morning of February 15…
Flash Flood · Feb 15, 2025. An upper-level trough crossed the Four Corners region and dipped into northern Mexico on February 14, 2025. In response, deep southwesterly flow set up over the Lower Mississippi Valley and advected Gulf moisture poleward. Showers and thunderstorms blossomed across the region during the early morning hours on February 15, 2025. Meanwhile, a warm front quickly accelerated northward during the morning of February 15…
Flash Flood · Apr 5, 2025. The front eventually sagged south back into the Mid-South during the early morning hours of April 5th. Strong low-level moisture transport into the frontal zone resulted in heavy rain and training storms across northern sections of the Mid-South, mainly north of I-40. A bow echo developed along and just south of the slowly advancing front. This feature crossed the entire forecast area producing 13 tornadoes, inclu…
Flash Flood · Jul 19, 2023. A mesoscale convective system moved into the northeast portion of West Tennessee during the early morning hours of July 19, 2023. The environment was favorable for severe hail and damaging winds with about 3000 J/kg of mixed layer convective available potential energy and steep lapse rates. Slow storm motion, training storms, and precipitable water values greater than two inches resulted in some flash flooding.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Weakley County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.