19 flood insurance claims·$292,990 paid·9 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Anderson County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding from severe storms dominates the flood risk profile in Anderson County, Texas, backed by 46 flash flood events, 14 general flood events, and 2 tropical storms over the last 30 years. Flash flooding has resulted in 8 fatalities during this period, driven by slow-moving weather fronts and training thunderstorms that produce widespread heavy rainfall, such as the events recorded in April and June 2025.
National Flood Insurance Program records indicate that flood claims occur in both designated high-risk and moderate-to-low-risk areas. Properties located in Zone A have accounted for 10 claims with an average payout of $16,815 and an average recorded water depth of 11 inches. Meanwhile, properties in Zone X have seen 8 claims averaging a higher payout of $31,672, despite a lower average recorded water depth of 2 inches, while Zone X unshaded has recorded 1 claim averaging a $107 payout with an average water depth of 0 inches.
Homeowners, real estate agents, and journalists should pay the closest attention to properties situated within FEMA Zone A due to the greater average water depths, as well as properties in Zone X where significant claim payouts indicate substantial financial risk from heavy rainfall and flash flooding outside of standard high-risk zones.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
In flood insurance claims here that reported a flood depth, the average was 8 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2016, with 7 claims and $126,403 paid, the year of Severe Storms and Flooding.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
19 NOAA storm reports from Anderson County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →
31 federal disaster declarations since 1966, 9 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Hurricane Beryl | Jul 5, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Apr 26, 2024 |
| Severe Winter Storm | Jan 30, 2023 |
| Severe Winter Storm | Feb 11, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
| Tropical Storms Marco And Laura | Aug 23, 2020 |
| Severe Storms And Flooding | Apr 17, 2016 |
| Wildfires | Aug 30, 2011 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
62 since 1996: 46 flash floods and 14 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Apr 30, 2025 | — |
| Flash Flood | Jun 12, 2025 | $1,000 |
| Flash Flood | Jun 12, 2025 | $2,000 |
| Flash Flood | Jun 12, 2025 | $20,000 |
| Flash Flood | Jun 12, 2025 | $30,000 |
| Flash Flood | Jun 10, 2025 | $20,000 |
| Flash Flood | Jun 10, 2025 | $1,000 |
| Flash Flood | Jun 10, 2025 | $30,000 |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Apr 30, 2025. A slow moving front and an upper trough generated scattered thunderstorms on April 29, and widespread showers and thunderstorms on April 30, across much of North and Central Texas. Some of these storms became severe with large hail and damaging winds, but the most impactful weather was flash flooding due to the slow movement of the front and the resulting ���training��� of thunderstorms along and near…
Flash Flood · Jun 12, 2025. An upper level low and remnant MCVs produced several rounds of heavy rain and training storms that produced flash flooding for a few day across the region, mainly across Central Texas.
Flash Flood · Jun 10, 2025. An upper level low and remnant MCVs produced several rounds of heavy rain and training storms that produced flash flooding for a few day across the region, mainly across Central Texas.
Flash Flood · Apr 9, 2024. Multiple rounds of thunderstorms occurred from Monday April 8 through Wednesday April 10 as a deep low pressure system moved east through the Rockies, eventually transitioning to an open trough as it traversed the Plains. The first round of thunderstorms began immediately after the region experienced a total solar eclipse! Large hail was the primary severe weather occurrence on April 8th, though flooding became a…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Anderson County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.