FEMA flood zones · Texas

Bee County, Texas Flood Zone Map

90 flood insurance claims·$1.3M paid·7 federal flood & hurricane disasters

13% of Bee County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Bee County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Bee County floods

Flash flooding from severe storms and thunderstorms dominates the historical flood profile of Bee County, accounting for 59 out of 69 recorded flood events over the last 30 years, alongside 7 general floods, 2 tropical storms, and 1 hurricane.

Severe weather events have repeatedly impacted the area, such as in May 2021 when locally heavy rainfall led to road flooding in Beeville, and in June 2021 when 3 to 5 inches of rain fell from Alice to Beeville, causing flash flooding and road closures.

Property owners in FEMA-designated Zone A should pay the closest attention to flood risk, as this zone accounts for 43 historical claims with an average payout of $34,019 and an average recorded water depth of 8 inches. Residents in Zone X and unshaded Zone X areas also experience significant risk, having recorded 15 claims averaging $27,410 with an average water depth of 10 inches, and 24 claims averaging $16,178 with an average water depth of 3 inches, respectively.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

Where the flood claims came from

38% of Bee County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.

69 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 6 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 2001, with 19 claims and $467,395 paid.

1980: 1 claims1981: 3 claims1983: 6 claims1988: 1 claims1990: 1 claims1992: 2 claims1994: 1 claims2000: 1 claims2001: 19 claims2002: 1 claims2003: 2 claims2004: 6 claims2007: 11 claims2009: 1 claims2010: 4 claims2013: 1 claims2014: 1 claims2015: 4 claims2017: 19 claims2018: 1 claims2020: 1 claims2021: 2 claims2025: 1 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

18 NOAA storm reports from Bee County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →

Federal disasters

23 federal disaster declarations since 1967, 7 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormFeb 11, 2021
Severe Winter StormsFeb 11, 2021
Hurricane HannaJul 25, 2020
Hurricane HarveyAug 23, 2017
Tropical Storm AlexJun 27, 2010
Hurricane IkeSep 7, 2008
Hurricane GustavAug 27, 2008
WildfiresMar 14, 2008

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

69 since 1996: 59 flash floods and 7 river or area floods.

EventDateDamage
Flash FloodApr 25, 2022—
Flash FloodMay 16, 2021—
FloodJul 8, 2021—
FloodJul 6, 2021—
Flash FloodJul 6, 2021—
Flash FloodJun 3, 2021$10,000
Tropical StormJul 25, 2020—
Flash FloodApr 24, 2019—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Apr 25, 2022. A strongly unstable air mass developed over south Texas ahead of a frontal boundary on April 25th. Severe storms developed ahead of the boundary and moved south over the Coastal Bend during the late afternoon and early evening. Storms produced wind damage across Jim Wells County during the late afternoon.

Flash Flood · May 16, 2021. A series of disturbances moving across South Texas produced a line of showers and thunderstorms that moved across the Coastal Bend and towards the Middle Texas Coast throughout the day on the 16th. Locally heavy rainfall led to flooding of roads in Beeville, Port Aransas, and Rockport. Fast-moving water from heavy rain in a drainage ditch in Victoria resulted in one direct fatality.

Flood · Jul 8, 2021. Heavy rainfall over several days led to major flooding on some rivers and creeks in south Texas from July 6th through July 9th. The Aransas River and Oso and Copano Creeks went into major flood stage due to the heavy rainfall.

Flood · Jul 6, 2021. Heavy rainfall over several days led to major flooding on some rivers and creeks in south Texas from July 6th through July 9th. The Aransas River and Oso and Copano Creeks went into major flood stage due to the heavy rainfall.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Bee County

If a building in Bee County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.