Enter any address in Burnet County, Texas to see its FEMA flood zone
Flash flooding from intense thunderstorms is the primary flood hazard in Burnet County. Over the past 30 years, the NOAA Storm Events Database recorded 91 flash flood events, resulting in 8 fatalities, alongside 4 general flood events. For instance, on July 1st and July 5th, 2025, heavy rainfall of 12-16 inches in six hours led to deadly flash flooding across Burnet and Travis Counties, with four fatalities reported in Burnet County.
National Flood Insurance Program (NFIP) data indicates that properties designated as Zone A have experienced the highest number of claims (416), with an average payout of $44,211 and an average water depth of 4.6 feet. Zone X properties also show significant claims (86), averaging $19,087 in payouts and 4.7 feet of water depth. Residents in Zone A and Zone X, as well as those in areas with unknown flood zone designations, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
27 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Burnet County, Texas has recorded 95 flood-related events since 1996 according to NOAA's Storm Events Database, including 91 flash floods and 4 river or area floods. The county has received 24 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, And Flooding | Flood | Jul 2, 2025 |
| Severe Winter Storm | Winter Storm | Jan 30, 2023 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Sep 10, 2018 |
| Park Road Fire | Fire | Jul 29, 2018 |
| Wildfires | Fire | Apr 6, 2011 |
| Wildfires | Fire | Mar 14, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 13, 2025 | 0.00K |
| Flash Flood | Jul 5, 2025 | 0.00K (1 deaths) |
| Flash Flood | Jul 5, 2025 | 6.00M (2 deaths) |
| Flash Flood | Jul 1, 2025 | 0.00K |
| Flash Flood | May 5, 2023 | 0.00K |
| Flash Flood | Sep 22, 2018 | 0.00K |
| Flash Flood | Oct 16, 2018 | 0.00K |
| Flood | Oct 16, 2018 | 30.00M |
| Flash Flood | Oct 15, 2018 | 0.00K |
| Flash Flood | Jun 4, 2018 | 0.00K |
Flash Flood — Jul 13, 2025
Thunderstorms formed along an outflow boundary in a moist airmass over Central Texas and moved into the Hill Country and Edwards Plateau. Some of these storms produced locally heavy rain that led to flash flooding.
Flash Flood — Jul 5, 2025
Precipitable water values over South-Central Texas remained near record levels, and a mid-level anticyclonic circulation continued over Central Texas providing lift to generate thunderstorms. These storms were efficient rain making storms leading to another night of excessive rainfall. Parts of Burnet and Travis Counties received 12-16 inches of rain in approximately six hours that led to deadl...
Flash Flood — Jul 1, 2025
Precipitable water values over South-Central Texas remained near record levels, and a mid-level anticyclonic circulation continued over Central Texas providing lift to generate thunderstorms. These storms were efficient rain making storms leading to another night of excessive rainfall. Parts of Burnet and Travis Counties received 12-16 inches of rain in approximately six hours that led to deadl...
Flash Flood — May 5, 2023
Thunderstorms developed along a dryline and moved through the northeastern part of South Central Texas. These storms formed in a strongly unstable airmass producing large hail, damaging wind gusts, and some localized flash flooding.
Flash Flood — Sep 22, 2018
A cold front moved into a very moist environment where precipitable water values were near and above two inches. Thunderstorms developed and some produced heavy rain that led to flash flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Burnet County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Burnet County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.