3 flood insurance claims·$6,887 paid·3 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Camp County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding driven by heavy storms dominates the flood profile of Camp County, Texas, accounting for 17 historical events over the last 30 years alongside one tropical storm.
Local flood impacts are frequently produced by stationary fronts and slow-moving thunderstorm complexes capable of heavy rainfall rates. For example, a stationary front generated flash flooding on April 4, and significant cell-training heavy showers caused additional flash flooding on August 29.
Properties situated within FEMA Zone A should pay the closest attention to these risks. Historical National Flood Insurance Program records for Zone A show 3 total claims, resulting in an average payout of $2296 and an average recorded water depth of 1 inches.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
In flood insurance claims here that reported a flood depth, the average was 1 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 1983, with 1 claims and $5,363 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
9 NOAA storm reports from Camp County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →
16 federal disaster declarations since 1966, 3 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Hurricane Beryl | Jul 5, 2024 |
| Severe Winter Storm | Feb 11, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
| Tropical Storms Marco And Laura | Aug 23, 2020 |
| Wildfires | Aug 30, 2011 |
| Extreme Wildfire Threat | Nov 27, 2005 |
| Hurricane Rita | Sep 23, 2005 |
| Hurricane Katrina Evacuation | Aug 29, 2005 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
18 since 1996: 17 flash floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Aug 29, 2025 | — |
| Flash Flood | Nov 24, 2025 | — |
| Flash Flood | Apr 4, 2025 | — |
| Flash Flood | Apr 29, 2016 | — |
| Flash Flood | Dec 27, 2015 | — |
| Flash Flood | Dec 27, 2015 | $30,000 |
| Flash Flood | Dec 13, 2015 | — |
| Flash Flood | Sep 20, 2013 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Aug 29, 2025. Significant banding of heavy showers and thunderstorms with cell-training occurred on the morning of August 29th across East Texas and North Louisiana, posing the threat of flash flooding. A gradual increase in warm air advection and isentropic ascent was noted on the north side of a quasi-stationary frontal boundary and within a very moist and moderately unstable air mass. MUCAPE values ranged from 1000 to 2000 J…
Flash Flood · Nov 24, 2025. A mature linear thunderstorm complex developed across the Middle Red River Valley on November 24th and extended from Southwest Arkansas south-southwestward into East Texas and Northwest Louisiana. This thunderstorm complex was slow in its forward propagation eastward while producing areas of 0.5-1 inch/hour rain rates. An outflow boundary from this activity also extended farther westward from Longview to near Waco…
Flash Flood · Apr 4, 2025. A stationary front extended across portions of Northeast Texas and Southwest Arkansas during the early morning hours on April 4th, but lifted north into Southeast Oklahoma and Western Arkansas during the day. This was in response to an intensifying low level jet that developed ahead of a large upper trough that extended from the Intermountain West into the Plains, which provided the necessary lift across the very…
Flash Flood · Apr 29, 2016. After a brief respite from severe thunderstorms during the predawn hours on April 29th, additional strong to severe thunderstorms developed from the late morning hours through much of the afternoon and evening on April 29th, and lingered through the early morning hours on April 30th. These storms developed along and south of a warm front which lifted into Southeast Oklahoma and the northern sections of Southwest A…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Camp County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.