Enter any address in Cherokee County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent flood event in Cherokee County, TX, accounting for 67 events in the last 30 years. Recent examples include flash flooding on May 1, 2025, and April 30, 2025, when widespread rainfall of 2-5+ inches fell across the region.
National Flood Insurance Program (NFIP) claims data shows that while Zone A areas have had the most claims (28), Zone X areas have experienced higher average payouts ($14,037) with an average water depth of 2.4 feet. Properties in Zone A, Zone X, and Zone X_UNSHADED should be aware of potential flood risks.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
52 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Cherokee County, Texas has recorded 80 flood-related events since 1996 according to NOAA's Storm Events Database, including 67 flash floods and 11 river or area floods. The county has received 28 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1987–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Beryl | Hurricane | Jul 5, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Apr 26, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Tropical Storms Marco And Laura | Hurricane | Aug 23, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Apr 17, 2016 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Wildfires | Fire | Aug 30, 2011 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 30, 2025 | 0.00K |
| Flash Flood | Jun 12, 2025 | 0.00K |
| Flash Flood | May 1, 2025 | 0.00K |
| Flash Flood | Jan 24, 2024 | 0.00K |
| Tropical Storm | Jul 8, 2024 | 0.00K |
| Flash Flood | Jun 2, 2024 | 0.00K |
| Flash Flood | Mar 22, 2022 | 0.00K |
| Flood | May 5, 2022 | 0.00K |
| Flash Flood | Apr 30, 2021 | 0.00K |
| Flood | May 19, 2021 | 0.00K |
Flash Flood — Apr 30, 2025
A weak cold front slowly advanced southeast into portions of Northeast Texas, Southeast Oklahoma, into Western Arkansas and Southern Missouri on April 30th, and focused a warm, very moist, and unstable air mass in place across much of East Texas, North Louisiana, and Southwest Arkansas during the afternoon through the evening hours. Meanwhile, an upper low pressure area ejected northeast from ...
Flash Flood — Jun 12, 2025
An axis of training thunderstorms containing localized 3-4 inch per hour rainfall rates occurred along a well defined cold pool across parts of Central Texas and more isolated into parts of East Texas on the morning of June 12th. These thunderstorms resulted in localized heavy rainfall amounts across parts of Cherokee County. Thunderstorm inflow was characterized by 1500-3000 J/kg of MLCAPE, mi...
Flash Flood — May 1, 2025
Showers and thunderstorms, some of which contained heavy rainfall, continued from the evening hours on April 30th through the early morning hours of May 1st, along and ahead of a weak cold front that slowly advanced southeast into portions of East Texas and Southern Arkansas. Widespread rainfall amounts of 2-5+ inches fell from April 30th through the early morning hours of May 1st generally alo...
Flash Flood — Jan 24, 2024
A deep upper-level trough axis became entrenched across the western U.S. early on January 23rd into the 24th, enhancing a deep southwesterly flow pattern across the Middle Red River Valley. Multiple disturbances aloft ejected northeast within the southwesterly flow and combined with a stalled surface frontal boundary to provide a nearly ideal environment for heavy rainfall across the Ark-La-Tex...
Tropical Storm — Jul 8, 2024
Tropical Storm Beryl briefly strengthened into a Category 1 hurricane with 80 mph winds as it made landfall along the Southeast Texas coast near Matagorda Bay during the early morning hours of July 8th, and tracked north-northeast across East Texas and into Southwest Arkansas during the afternoon and evening hours. While Beryl weakened into a tropical storm over portions of Deep East Texas by m...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Cherokee County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Cherokee County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.