Enter any address in Coleman County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Coleman County. Over the past 30 years, NOAA Storm Events data shows 34 flash flood events compared to 2 general flood events. Recent examples include significant rainfall and flash flooding in September 2024 and November 2024, which also brought large hail and strong winds.
FEMA National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A, which have an average water depth of 0.5 feet during flood events, have seen an average payout of $3055. Additionally, properties in zones where flood risk is unknown have also filed claims, with an average payout of $3318 and an average water depth of 0.2 feet.
Homeowners, journalists, and real estate agents should pay close attention to flood risk, particularly those in areas designated as Zone A or where flood risk is currently unknown.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
7 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Coleman County, Texas has recorded 36 flood-related events since 1996 according to NOAA's Storm Events Database, including 34 flash floods and 2 river or area floods. The county has received 18 federal disaster declarations, 4 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1991–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Apr 26, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | May 22, 2016 |
| Wildfires | Fire | Apr 6, 2011 |
| Wildfires | Fire | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jun 16, 2007 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 22, 2024 | 0.00K |
| Flash Flood | Nov 7, 2024 | 0.00K |
| Flash Flood | Sep 3, 2024 | 0.00K |
| Flood | May 8, 2023 | 0.00K |
| Flood | May 18, 2019 | 0.00K |
| Flash Flood | May 18, 2019 | 0.00K |
| Flash Flood | Sep 7, 2018 | 0.00K |
| Flash Flood | Apr 1, 2017 | 0.00K |
| Flash Flood | May 11, 2016 | 0.00K |
| Flash Flood | Jul 8, 2015 | 0.00K |
Flash Flood — May 22, 2024
The combination of a well defined surface dryline, extreme instability, and strong wind shear, resulted in producing supercell thunderstorms across west central Texas. A supercell thunderstorm resulted in a significant hail storm across western and southern portions of the city of San Angelo. The hail stones ranged from golf ball to slightly larger than baseball size. There was major damage to ...
Flash Flood — Nov 7, 2024
The combination of an upper level storm system and a cold front resulted in scattered severe thunderstorms across the Concho Valley and the Heartland during the evening hours. The storms produced large hail, strong gusty winds and flash flooding.
Flash Flood — Sep 3, 2024
A significant heavy rainfall event occurred early in the month across mainly the Concho Valley, northern Heartland and southern Big Country due to a slow moving upper level storm system and a very moist tropical airmass, which was near record levels for early September. Numerous showers and a few thunderstorms produced localized heavy rainfall amounts greater than 10 inches across portions of n...
Flood — May 8, 2023
Isolated to scattered strong to severe thunderstorms developed across portions of the Concho Valley and the Heartland during the evening hours along the dryline. The severe storms produced large hail, damaging winds and street flooding.
Flood — May 18, 2019
A highly sheared environment coupled with a very unstable airmass resulted in the development of strong tornadoes during the early morning hours of May 18. At least seven of the eight tornadoes damaged or destroyed several hundred homes across portions of West Central Texas. One of the supercells produced four long track strong tornadoes.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Coleman County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Coleman County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.