FEMA flood zones · Texas

Collingsworth County, Texas Flood Zone Map

4 flood insurance claims·$17,316 paid·2 federal flood & hurricane disasters

Less than 1% of Collingsworth County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Collingsworth County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How deep the water got

outlet80″ door12″24″36″48″60″72″84″

In flood insurance claims here that reported a flood depth, the average was 1 inches.

Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.

Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.

Flood claims, year by year

The worst year was 2023, with 1 claims and $16,917 paid.

1993: 1 claims2019: 1 claims2021: 1 claims2023: 1 claims19801990200020102020

Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.

In their words

3 NOAA storm reports from Collingsworth County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →

Federal disasters

14 federal disaster declarations since 1968, 2 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormFeb 11, 2021
Severe Winter StormsFeb 11, 2021
Severe Winter Storms, Tornadoes, Straight-line Winds, And FloodingDec 26, 2015
Severe Storms, Tornadoes, Straight-line Winds And FloodingMay 4, 2015
WildfiresMar 14, 2008
Extreme Wildfire ThreatNov 27, 2005
Hurricane RitaSep 23, 2005
Hurricane Katrina EvacuationAug 29, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

9 since 1996: 7 flash floods and 2 river or area floods.

EventDateDamage
Flash FloodJun 2, 2023—
FloodMay 25, 2019—
FloodSep 21, 2019—
Flash FloodJun 8, 2014—
Flash FloodApr 30, 2012$50,000
Flash FloodApr 30, 2000—
Flash FloodJun 11, 1997—
Flash FloodApr 3, 1997—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 2, 2023. Multiple rounds of thunderstorms the 2nd through the 4th brought high winds, flooding, and some landspout tornadoes to the combined Panhandles. June 2nd brought high winds and flooding to both the Oklahoma and Texas Panhandle. The moisture continued into the 3rd and 4th but with slower moving storms and residual outflow boundaries from the 2nd storms produced heavy long lasting rainfall, as well as landspout torna…

Flood · May 25, 2019. A strong mid level low pressure trough over the western United States allowed the development of instability and favorable winds for the region in-conjunction with daytime heating. As a result, the afternoon of the 25th with the aforementioned conditions helped to develop multi-cell cluster of thunderstorms across the central and western Texas and Oklahoma Panhandles. Large hail up to half dollar size along with d…

Flood · Sep 21, 2019. Isolated thunderstorms developed during the afternoon across the central Texas Panhandle, producing hail. Thunderstorms became more widespread during the evening across the southeast Texas Panhandle and produced minor flooding.

Flash Flood · Jun 8, 2014. The combination of isentropic lift over a stalled front south of the Texas Panhandle, PWAT values nearing 1.50 inches, and a shortwave propagating eastward proved sufficient to produce heavy rain thunderstorms during the late night hours of the 7th. A cluster of thunderstorms developed across the southern Texas Panhandle and moved eastward. These storms produced sub-severe hail before transitioning to pure heavy r…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Collingsworth County

If a building in Collingsworth County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.