Enter any address in Colorado County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent type of flood event recorded in Colorado County, TX over the last 30 years, with 27 such events documented. Other flood types, including general flooding and tropical storms, have also occurred. Recent events include flash flooding on August 24, 2022, following a slow-moving thunderstorm, and a series of flash floods on January 24, 2024, which resulted in flooded homes, high-water rescues, and a fatality.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced a high number of claims, with an average payout of $72,091 and an average water depth of 2.2 feet. Properties in Zone X have also seen a significant number of claims, with an average payout of $58,935 and an average water depth of 10.8 feet. Homeowners in areas designated as Zone A or Zone X should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Colorado County, Texas has recorded 33 flood-related events since 1996 according to NOAA's Storm Events Database, including 27 flash floods and 4 river or area floods. The county has received 20 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1993–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Beryl | Hurricane | Jul 5, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Harvey | Hurricane | Aug 23, 2017 |
| Severe Storms And Flooding | Flood | Apr 17, 2016 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Wildfires | Fire | Aug 30, 2011 |
| Hurricane Ike | Hurricane | Sep 7, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Jan 24, 2024 | 0.00K |
| Flash Flood | Aug 24, 2022 | 0.00K |
| Flood | May 19, 2021 | 0.00K |
| Flash Flood | Jun 25, 2020 | 0.00K |
| Flash Flood | May 7, 2019 | 50.00K |
| Flash Flood | Aug 27, 2017 | 0.00K |
| Flash Flood | Apr 18, 2016 | 2.50M |
| Flash Flood | May 25, 2015 | 0.00K |
| Flash Flood | May 18, 2015 | 0.00K |
| Tropical Storm | Jun 15, 2015 | — |
Flood — Jan 24, 2024
A series of disturbances moved across the area resulting in numerous flash flood events that resulted in the flooding of many homes, extensive high water rescues, and a flood-related fatality.
Flash Flood — Aug 24, 2022
A slow moving thunderstorm dropped locally heavy rain over portions of Colorado County leading to localized flash flooding.
Flood — May 19, 2021
Showers and thunderstorms moved across the area in the evening through late night hours and produced wind damage, lightning damage and some flooding.
Flash Flood — Jun 25, 2020
A slow-moving line of showers and thunderstorms produced heavy rain across the Houston metropolitan area. This led to instances of flash flooding to the Southwest of the city of Houston over a period of several hours.
Flash Flood — May 7, 2019
Slow moving thunderstorms produce several inches of rain near Kingwood and over Fort Bend County.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Colorado County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Colorado County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.