Enter any address in Comanche County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Comanche County. Between 2000 and 2020, NOAA Storm Events data recorded 38 flash flood events and 13 flood events. Recent examples include a flash flood event on July 6, 2025, which occurred as a lingering upper trough produced scattered showers and thunderstorms, and a flood event on September 2, 2020, caused by an upper-level trough that resulted in heavy rain and flooding.
National Flood Insurance Program (NFIP) claims data shows that while Zone A properties have seen 7 claims with an average payout of $967 and an average water depth of 0.3 feet, properties in Zone UNKNOWN and Zone X_UNSHADED have experienced significantly higher average payouts and water depths. Homeowners in areas designated as Zone A, as well as those in unmapped or less understood flood risk areas, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
6 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Comanche County, Texas has recorded 51 flood-related events since 1996 according to NOAA's Storm Events Database, including 38 flash floods and 13 river or area floods. The county has received 20 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1989–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Sep 10, 2018 |
| Severe Storms And Flooding | Flood | May 22, 2016 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Wildfires | Fire | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jun 16, 2007 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 6, 2025 | 0.00K |
| Flood | Sep 2, 2020 | 0.00K |
| Flood | May 27, 2016 | 0.00K |
| Flash Flood | May 26, 2016 | 7.00K |
| Flood | Jul 8, 2015 | 0.00K |
| Flash Flood | Jul 8, 2015 | 0.00K |
| Flash Flood | May 20, 2013 | 0.00K |
| Flash Flood | Jun 11, 2009 | 5.00K |
| Flash Flood | Aug 6, 2008 | 0.00K |
| Flash Flood | Mar 30, 2007 | 0.00K |
Flash Flood — Jul 6, 2025
From the July 4th weekend into the early part of the following week, a weak upper trough lingered over North and Central Texas, triggering several days of scattered showers and thunderstorms. A saturated atmosphere combined with slow storm motions resulted in numerous flash flooding events throughout the region, particularly in Central Texas.
Flood — Sep 2, 2020
An upper level trough moved very slowly from the Rockies into the Plains during the first week of September, resulting in several days of showers and thunderstorms. Many storms became strong with gusty winds and hail, but the primary result was heavy rain and flooding. Unfortunately, a couple died in Temple Texas in a house fire that was started by lightning.
Flood — May 27, 2016
A series of upper level disturbances produced multiple rounds of showers and thunderstorms across the region. A few storms became severe with large hail and damaging wind gusts, but storms training repeatedly over the same areas led to this being mostly a flood and flash flood event.
Flash Flood — May 26, 2016
A series of upper level disturbances produced multiple rounds of showers and thunderstorms across the region. A few storms became severe with large hail and damaging wind gusts, but storms training repeatedly over the same areas led to this being mostly a flood and flash flood event.
Flood — Jul 8, 2015
A north to south oriented front became stationary across the western third of north Texas. The front became the focus for thunderstorm development, a few of which produced heavy rainfall and flash flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Comanche County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Comanche County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.