1 flood insurance claims·$26,345 paid·3 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Concho County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
In flood insurance claims here that reported a flood depth, the average was 1 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
4 NOAA storm reports from Concho County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →
15 federal disaster declarations since 1993, 3 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Storms, Straight-line Winds, And Flooding | Jul 2, 2025 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Apr 26, 2024 |
| Severe Winter Storm | Feb 11, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
| Wildfires | Apr 6, 2011 |
| Wildfires | Mar 14, 2008 |
| Extreme Wildfire Threat | Nov 27, 2005 |
| Hurricane Rita | Sep 23, 2005 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
13 since 1996: 12 flash floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | May 4, 2024 | — |
| Flash Flood | Sep 3, 2024 | — |
| Flash Flood | May 2, 2019 | — |
| Flash Flood | Sep 29, 2012 | $150,000 |
| Flash Flood | May 27, 2007 | — |
| Tropical Depression | Aug 16, 2007 | — |
| Flash Flood | Aug 28, 2006 | — |
| Flash Flood | Feb 22, 2005 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · May 4, 2024. A favorable weather pattern for widespread severe weather was in place across west central Texas during early May. There was an upper level southwest flow and a sharp dryline in the area. Also, extreme instability was present along with strong vertical wind shear during the late afternoon and evening hours. A supercell thunderstorm produced a tornado in Crockett County. Also, severe thunderstorms produced large ha…
Flash Flood · Sep 3, 2024. A significant heavy rainfall event occurred early in the month across mainly the Concho Valley, northern Heartland and southern Big Country due to a slow moving upper level storm system and a very moist tropical airmass, which was near record levels for early September. Numerous showers and a few thunderstorms produced localized heavy rainfall amounts greater than 10 inches across portions of northeast Tom Green,…
Flash Flood · May 2, 2019. On May 1, a very unstable airmass, dryline and a residual outflow boundary combined across the Big Country or the region north of Interstate 20 to trigger a few supercell thunderstorms. These ingredients resulted in two tornado reports and a few hail reports. By May 3, an upper level disturbance moved into West Central Texas and caused more severe storms to develop. These storms produced large hail on May 3. T…
Flash Flood · Sep 29, 2012. A stationary frontal boundary interacting with an influx of upper level tropical moisture from the Pacific and low level moisture from the Gulf of Mexico resulted in widespread heavy rainfall across West Central Texas. The heaviest rain fell from Crockett County to Brownwood and north to I20. Twenty four hour rainfall totals averaged around 3 to 6 inches. However, portions of Tom Green, Runnels, Concho, and Cok…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Concho County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.