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Concho County, Texas Flood Zones

Check an Address in Concho County

Enter any address in Concho County, Texas to see its FEMA flood zone

Read First-Hand Flood Stories from Concho County

4 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.

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Flood Risk Data for Concho County

Concho County, Texas has recorded 13 flood-related events since 1996 according to NOAA's Storm Events Database, including 12 flash floods. The county has received 15 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.

Concho County Disaster History

FEMA Disaster Declarations (1993–2025)

Disaster Declarations
15
Flood/Coastal Disasters
2
Hurricane Disasters
1
Latest Disaster
Severe Storms, Straight-line Winds, And Flooding (2025-07-02)

Source: OpenFEMA Disaster Declarations Summaries.

Recent Disaster Declarations in Concho County

DeclarationTypeDate
Severe Storms, Straight-line Winds, And FloodingFloodJul 2, 2025
Severe Storms, Straight-line Winds, Tornadoes, And FloodingFloodApr 26, 2024
Severe Winter StormSevere Ice StormFeb 11, 2021
Severe Winter StormsSevere Ice StormFeb 11, 2021
Covid-19BiologicalJan 20, 2020
Covid-19 PandemicBiologicalJan 20, 2020
WildfiresFireApr 6, 2011
WildfiresFireMar 14, 2008
Extreme Wildfire ThreatFireNov 27, 2005
Hurricane RitaHurricaneSep 23, 2005

Recorded Flood Events in Concho County

NOAA Storm Events Database (1996–2025)

Total Flood Events
13
Flash Floods
12
Hurricanes/Tropical Storms
1
Total Property Damage
$150,000

Source: NOAA National Weather Service Storm Events Database.

Recent Flood Events in Concho County

TypeDateDamage
Flash FloodMay 4, 20240.00K
Flash FloodSep 3, 20240.00K
Flash FloodMay 2, 20190.00K
Flash FloodSep 29, 2012150.00K
Flash FloodMay 27, 20070.00K
Tropical DepressionAug 16, 20070.00K
Flash FloodAug 28, 2006
Flash FloodFeb 22, 2005
Flash FloodJun 1, 2003
Flash FloodJun 15, 2000

Concho County Flood History

Flash Flood — May 4, 2024

A favorable weather pattern for widespread severe weather was in place across west central Texas during early May. There was an upper level southwest flow and a sharp dryline in the area. Also, extreme instability was present along with strong vertical wind shear during the late afternoon and evening hours. A supercell thunderstorm produced a tornado in Crockett County. Also, severe thunderstor...

Flash Flood — Sep 3, 2024

A significant heavy rainfall event occurred early in the month across mainly the Concho Valley, northern Heartland and southern Big Country due to a slow moving upper level storm system and a very moist tropical airmass, which was near record levels for early September. Numerous showers and a few thunderstorms produced localized heavy rainfall amounts greater than 10 inches across portions of n...

Flash Flood — May 2, 2019

On May 1, a very unstable airmass, dryline and a residual outflow boundary combined across the Big Country or the region north of Interstate 20 to trigger a few supercell thunderstorms. These ingredients resulted in two tornado reports and a few hail reports. By May 3, an upper level disturbance moved into West Central Texas and caused more severe storms to develop. These storms produced lar...

Flash Flood — Sep 29, 2012

A stationary frontal boundary interacting with an influx of upper level tropical moisture from the Pacific and low level moisture from the Gulf of Mexico resulted in widespread heavy rainfall across West Central Texas. The heaviest rain fell from Crockett County to Brownwood and north to I20. Twenty four hour rainfall totals averaged around 3 to 6 inches. However, portions of Tom Green, Runn...

Flash Flood — May 27, 2007

Thunderstorms produced heavy rains and flash flooding across the eastern portions of West Central Texas during the afternoon and evening.

Source: NOAA National Weather Service Storm Events Database.

Concho County NFIP Flood Insurance Claims

Total Claims Filed
1
Total Paid Out
$26,344
Avg Claim
$26,344
Avg Water Depth
1.0 ft

Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).

Flood Zone Types in Concho County

FEMA assigns flood zone designations to areas in Concho County, Texas:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

View all flood zone types →

Flood Insurance in Concho County

Properties in Concho County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.

Visit FloodSmart.gov to find an agent and get a quote.