FEMA flood zones · Texas

Dallam County, Texas Flood Zone Map

3 flood insurance claims·$884 paid·1 federal flood & hurricane disasters

FEMA’s digital flood map shows no high- or moderate-risk zones in Dallam County. That can mean the area was never studied in detail or has no digital map, not that it can’t flood; the county floodplain administrator can say which.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Dallam County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

3 NOAA storm reports from Dallam County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →

Federal disasters

11 federal disaster declarations since 1998, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormFeb 11, 2021
Severe Winter StormsFeb 11, 2021
WildfiresMar 14, 2008
Extreme Wildfire ThreatNov 27, 2005
Hurricane RitaSep 23, 2005
Hurricane Katrina EvacuationAug 29, 2005
Extreme Fire HazardsAug 1, 1999
Tropical Storm CharleyAug 22, 1998

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

4 since 1996: 2 flash floods and 2 river or area floods.

EventDateDamage
Flash FloodJun 12, 2021—
FloodJul 4, 2021—
FloodAug 8, 2020—
Flash FloodJun 30, 2004—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Jun 12, 2021. A weak upper level disturbance moved along the northern side of an upper level ridge centered across the Desert Southwest generating thunderstorms over the mountains of Colorado and New Mexico. These storms slowly moved east into the Panhandles and encountered an environment with weak to moderate wind shear but extreme instability and high moisture which allowed these storms to thrive and increase in severity and…

Flood · Jul 4, 2021. A plume of monsoon moisture extended across the region and thunderstorms were ongoing in the morning of the 4th due to an Mesoscale Convective Vortex (MCV) moving southeast from the northeast Texas Panhandle into western Oklahoma. An upper level short wave moving south through western Kansas along with a surface trough across northeast New Mexico into the western Oklahoma Panhandle helped to spark additional show…

Flood · Aug 8, 2020. On the evening of August 8th a main area of thunderstorms moved from New Mexico and Colorado into the northwest combined Panhandles. Some storms trained across the same area just to the northwest of Highway 54 between Dalhart and Stratford. These training storms dumped 2 to 3 inches in a matter of an hour over an area just north of Conlen, TX. This led to some rural flooding.

Flash Flood · Jun 30, 2004. Heavy rainfall caused Carrizo Creek in extreme southern Dallam and extreme northern Hartley counties...west-northwest and west-southwest of Dalhart...to flood over the roads during the early morning hours.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Dallam County

If a building in Dallam County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.