Enter any address in Delta County, Texas to see its FEMA flood zone
Flash flooding events are the dominant flood character in Delta County, TX. Between 2025 and 2055, NOAA Storm Events data recorded 25 flash flood events compared to 2 general flood events. Recent examples include flash flooding associated with a stalled cold front in April 2025 and heavy rains from a slow-moving upper low in January 2025.
National Flood Insurance Program (NFIP) data shows one claim in Zone A with an average payout of $2,841 and an average water depth of 0.0 feet. Residents in Zone A, and those living near waterways or in areas prone to rapid water accumulation, should pay the most attention to flood risks.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
3 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Delta County, Texas has recorded 27 flood-related events since 1996 according to NOAA's Storm Events Database, including 25 flash floods and 2 river or area floods. The county has received 18 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1966–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Apr 26, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Wildfires | Fire | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jun 16, 2007 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jan 30, 2025 | 2.00K |
| Flash Flood | Jan 30, 2025 | 10.00K |
| Flash Flood | Apr 5, 2025 | 0.00K |
| Flash Flood | Aug 13, 2017 | 0.00K |
| Flood | Dec 27, 2015 | 50.00K |
| Flood | Mar 20, 2015 | 0.00K |
| Flash Flood | Mar 18, 2008 | 0.00K |
| Flash Flood | Jun 27, 2007 | 0.00K |
| Flash Flood | Jul 10, 2007 | 0.00K |
| Flash Flood | Jan 12, 2005 | — |
Flash Flood — Jan 30, 2025
A slow moving upper low generated multiple rounds of rain, some heavy, the night of January 29 into the morning of January 30 across North Texas. Much of the heavy rain and associated flooding occurred in and near the DFW Metroplex.
Flash Flood — Apr 5, 2025
Multiple rounds of showers and storms occurred as a cold front moved through North Texas and stalled in East/Central Texas. These storms produced large hail, damaging winds, a tornado, lightning related damage, and flash flooding. The largest hail stone fell in Eastland County on the 3rd, with a diameter of 2.5 inches. A EF-0 tornado was found to have occurred in Van Zandt County on the 4th.
Flash Flood — Aug 13, 2017
An upper level disturbance kicked off multiple rounds of showers and thunderstorms along a stationary front which stretched across North Texas. A few severe storms occurred during the evening of Saturday August 12th, then training thunderstorms with heavy rain led to flash flooding in many locations between the Red River and the Interstate 20 corridor during the morning of the 13th.
Flood — Dec 27, 2015
A potent storm system brought deadly tornadoes and severe weather to North Texas on the 26th followed by waves of heavy rainfall that resulted in significant flooding across parts of North and Central Texas. Twelve tornadoes were confirmed on the afternoon and evening of the 26th, killing 13 and injuring over 300. The strongest tornado was an EF-4 that struck the Garland and Rowlett areas of D...
Flood — Mar 20, 2015
A cold front was draped across north central Texas on the afternoon of March 20th. Showers and a few thunderstorms developed along the front, with areas of Delta and Hopkins Counties receiving locally heavy rainfall.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Delta County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Delta County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.