FEMA flood zones · Texas

Edwards County, Texas Flood Zone Map

4 federal flood & hurricane disasters

Less than 1% of Edwards County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Edwards County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

How Edwards County floods

Flash flooding from thunderstorms dominates the flood risk in Edwards County. Over the past 30 years, the NOAA Storm Events Database has recorded 94 flash flood events resulting in 2 deaths, with no other flood types reported during this period.

Local flood events are driven by slow-moving or training storm systems fueled by moisture from upper-level lows, troughs, and boundary interactions. For example, heavy rainfall from an upper-level trough interacting with a stationary front caused flash flooding on July 23, 2024. Similar convective systems and moisture-fed thunderstorms produced additional flash flooding events on October 26, 2023, July 15, 2025, and November 20, 2025.

Homeowners, journalists, and real estate agents operating in the area should pay the closest attention to properties situated in low-lying areas, near creeks and drainage paths, and within designated flood hazard zones where intense rainfall rates can rapidly produce dangerous flash flooding.

Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.

In their words

16 NOAA storm reports from Edwards County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →

Federal disasters

18 federal disaster declarations since 1993, 4 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Storms, Straight-line Winds, And FloodingJul 2, 2025
Severe Winter StormFeb 11, 2021
Severe Winter StormsFeb 11, 2021
Severe Storms And FloodingSep 10, 2018
Severe Storms, Tornadoes, Straight-line Winds And FloodingMay 4, 2015
WildfiresAug 30, 2011
WildfiresMar 14, 2008
Severe Storms, Tornadoes, And FloodingJun 16, 2007

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

94 since 1996: 94 flash floods.

EventDateDamage
Flash FloodNov 20, 2025—
Flash FloodJul 15, 2025—
Flash FloodJul 23, 2024—
Flash FloodOct 26, 2023—
Flash FloodAug 30, 2022—
Flash FloodAug 18, 2021—
Flash FloodSep 9, 2020—
Flash FloodJun 4, 2019—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · Nov 20, 2025. An upper-level low moved over an unusually moist airmass. A weak fontal boundary acted as a focus for convection while a low-level jet streak aided training cells of heavy rainfall. The result was flash flooding.

Flash Flood · Jul 15, 2025. A mesoscale convective vortex developed over northern Mexico and sent an outflow boundary into South-Central Texas. Thunderstorms in this complex produced locally heavy rain that led to flash flooding.

Flash Flood · Jul 23, 2024. An upper-level trough moved across a stationary front and a very moist airmass. This combination generated thunderstorms. Some of these storms produced heavy rainfall that led to flash flooding.

Flash Flood · Oct 26, 2023. Thunderstorms developed along an outflow boundary in a very moist airmass. Storms were fed by strong low level winds. In addition to aiding buoyancy, these winds also contributed to significant low level wind shear. Some storms produced weak tornadoes and locally heavy rain that led to flash flooding.

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Edwards County

If a building in Edwards County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.