Home›States›Texas›Foard County
FEMA flood zones · Texas

Foard County, Texas Flood Zone Map

2 federal flood & hurricane disasters

FEMA’s digital flood map shows no high- or moderate-risk zones in Foard County. That can mean the area was never studied in detail or has no digital map, not that it can’t flood; the county floodplain administrator can say which.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Foard County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

1 NOAA storm reports from Foard County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →

Federal disasters

17 federal disaster declarations since 1979, 2 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormFeb 11, 2021
Severe Winter StormsFeb 11, 2021
Severe Winter Storms, Tornadoes, Straight-line Winds, And FloodingDec 26, 2015
WildfiresAug 30, 2011
WildfiresApr 6, 2011
Hurricane AlexJun 30, 2010
WildfiresMar 14, 2008
Extreme Wildfire ThreatNov 27, 2005

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

8 since 1996: 6 flash floods and 2 river or area floods.

EventDateDamage
Flash FloodMay 19, 2018—
Flash FloodSep 24, 2016—
Flash FloodMay 28, 2015—
Flash FloodJul 8, 2010—
FloodOct 16, 2006—
Flash FloodJun 19, 1999$10,000

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flash Flood · May 19, 2018. An area of storms formed across Oklahoma along and around a stationary front (several other lingering boundaries contributed as well) on the afternoon of the 19th. These storms moved southeast into the night with some training resulting in flooding.

Flash Flood · Sep 24, 2016. As a large upper trough moved through and combined with some tropical moisture, abundant rainfall produced flooding across the area on the 24th.

Flash Flood · May 28, 2015. Several rounds of severe storms brought flooding rains and damaging winds.

Flash Flood · Jul 8, 2010. Moist, tropical air remained in place over northern Texas, with scattered showers and thunderstorms remaining a daily late morning into the afternoon occurrence. A weak boundary stalled close to I-44 by early afternoon. Weak flow aloft did not allow for much movement of any thunderstorm, and with precipitable water values well over two inches, intense rainfall occurred over many areas. Flash flooding occurred over…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Foard County

If a building in Foard County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.