Enter any address in Freestone County, Texas to see its FEMA flood zone
Flash flooding from slow-moving thunderstorms is the dominant flood character in Freestone County. Over the last 30 years, the NOAA Storm Events Database recorded 44 flash flood events, resulting in one death. For example, on April 30, 2025, widespread showers and thunderstorms caused impactful flash flooding due to the slow movement of a front and the resulting "training" of storms. Similar conditions occurred on June 12, 2025, when an upper-level low produced heavy rain and training storms that led to flash flooding.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone X (moderate flood risk) have experienced higher average payouts and water depths compared to Zone A (high flood risk) and Zone X_Unshaded (low flood risk). Homeowners in Zone X, and those in Zone A, should pay particular attention to their flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
22 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Freestone County, Texas has recorded 53 flood-related events since 1996 according to NOAA's Storm Events Database, including 44 flash floods and 8 river or area floods. The county has received 20 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1965–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Beryl | Hurricane | Jul 5, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Apr 26, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Severe Storm | Oct 30, 2013 |
| Wildfires | Fire | Mar 14, 2008 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
| Hurricane Rita | Hurricane | Sep 23, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 30, 2025 | 0.00K |
| Flash Flood | Jun 12, 2025 | 5.00K |
| Flash Flood | Jun 12, 2025 | 10.00K |
| Flash Flood | Apr 28, 2024 | 0.00K |
| Flash Flood | May 12, 2024 | 0.00K |
| Flash Flood | Apr 9, 2024 | 0.00K |
| Flash Flood | Apr 9, 2024 | 100.00K |
| Flood | Jul 7, 2020 | 0.00K |
| Flash Flood | Jun 13, 2016 | 0.00K |
| Flash Flood | Oct 31, 2015 | 1.00K |
Flash Flood — Apr 30, 2025
A slow moving front and an upper trough generated scattered thunderstorms on April 29, and widespread showers and thunderstorms on April 30, across much of North and Central Texas. Some of these storms became severe with large hail and damaging winds, but the most impactful weather was flash flooding due to the slow movement of the front and the resulting ���training��� of thunderst...
Flash Flood — Jun 12, 2025
An upper level low and remnant MCVs produced several rounds of heavy rain and training storms that produced flash flooding for a few day across the region, mainly across Central Texas.
Flash Flood — Apr 28, 2024
A shortwave trough, dryline, and Pacific front all worked together to produce multiple rounds of thunderstorms Friday April 26 through Sunday April 28. All modes of severe weather took place across the region, along with multiple instances of flash flooding. 11 tornadoes occurred across McLennan, Hill, and Navarro counties on April 26th, and another 4 tornadoes occurred in Milam, Limestone and ...
Flash Flood — May 12, 2024
A pair of shortwave troughs generated two rounds of thunderstorms; one on May 11 and the other on May 12. Most storms occurred on Sunday as the second and stronger disturbance moved overhead. Some storms became severe producing hail up to golf ball sized, but flash flooding became the main impact with the later round of storms on May 12th, especially in Central Texas.
Flash Flood — Apr 9, 2024
Multiple rounds of thunderstorms occurred from Monday April 8 through Wednesday April 10 as a deep low pressure system moved east through the Rockies, eventually transitioning to an open trough as it traversed the Plains. The first round of thunderstorms began immediately after the region experienced a total solar eclipse! Large hail was the primary severe weather occurrence on April 8th, thoug...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Freestone County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Freestone County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.