FEMA flood zones · Texas

Hansford County, Texas Flood Zone Map

1 flood insurance claims·$966 paid·1 federal flood & hurricane disasters

Less than 1% of Hansford County’s area is in FEMA’s high-risk flood zones.

Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.

Coastal high risk (V, VE)FloodwayHigh risk (A, AE)Moderate (X, 500-year)Minimal (X)Undetermined (D)

Shaded areas are FEMA’s mapped flood hazard zones in and around Hansford County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.

In their words

4 NOAA storm reports from Hansford County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →

Federal disasters

13 federal disaster declarations since 1990, 1 of them floods, coastal storms or hurricanes.

DisasterBegan
Severe Winter StormFeb 11, 2021
Severe Winter StormsFeb 11, 2021
WildfiresApr 6, 2011
WildfiresMar 14, 2008
Extreme Wildfire ThreatNov 27, 2005
Hurricane RitaSep 23, 2005
Hurricane Katrina EvacuationAug 29, 2005
Extreme Fire HazardsAug 1, 1999

Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.

Recorded flood events

11 since 1996: 8 flash floods and 3 river or area floods.

EventDateDamage
FloodJun 7, 2025$1,000
Flash FloodMay 20, 2019—
FloodMay 23, 2018—
Flash FloodMay 22, 2016—
FloodJun 13, 2010—
Flash FloodJun 13, 2010—
Flash FloodJun 19, 2004—
Flash FloodJun 18, 2004—

— = no damage estimate in the record. Source: NOAA Storm Events Database.

From the storm reports

Flood · Jun 7, 2025. On the afternoon of June 6th, a discrete supercell developed in southeastern Colorado and tracked into the Oklahoma Panhandle and northeastern Texas Panhandle. This supercell produced six tornadoes, hail up to 4.5 inches in diameter, and straight-line winds. Later in the evening a couple of semi-discrete supercells moved into the Oklahoma Panhandle and eastern Panhandles, producing wind gusts up to 90 mph and hail…

Flash Flood · May 20, 2019. A vigorous upper level storm system followed a favorable track for Panhandles severe thunderstorms as it crossed southern Nevada and moved east into the Desert Southwest. A frontal boundary in the area and the storm system led to significant wind shear and instability across the area. This led to two rounds of severe weather occurred across the Texas Panhandle on the 20th. A combination of supercell storms and…

Flood · May 23, 2018. Theta-e ridge axis coupled with a surface boundary leftover across the region helped to trigger thunderstorms across the region. 00Z RAOB data on the 24th showed an abundant of surface moisture with PWAT values over 1 inch and relatively weak surface and mid level flow. As a result, as diurnal convection developed, storms become multi-cell/linear and with them being slow moving in nature, flash flooding was a conc…

Flash Flood · May 22, 2016. One of the most significant severe weather events of the 2016 severe weather season occurred on the 22nd and brought large hail, damaging winds and tornadoes to mainly the eastern Texas Panhandle. A supercell thunderstorm produced at least 6 tornadoes in southern Ochiltree County on the evening of May 22, 2016. No damage was reported for the final two tornadoes east of Highway 70 in open country and these were not…

National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.

The zones you’ll see on the map

Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.

Cross-section of a river floodplainDiagram: a river valley. The floodway is the channel and the land beside it; the 1%-annual-chance flood surface (the base flood elevation) covers the valley floor as zone A or AE; a narrow band higher up is shaded X, the 0.2% floodplain; higher ground is X.0.2% CHANCE A YEAR (500-YEAR)BASE FLOOD ELEVATION · 1% A YEARXAEFloodwayAEX
  1. A / AE Inside the 1%-a-year floodplain: about a 26% chance of flooding over a 30-year mortgage. AE has a mapped base flood elevation; plain A does not.
  2. Floodway The channel and the land beside it that has to be kept clear enough to carry the flood. Building here is tightly limited.
  3. X shaded The 0.2% (500-year) floodplain, plus some levee-protected and very shallow flood areas.
  4. X Outside both lines. No federal requirement to insure, which is not the same as no risk.

Every flood zone code explained →

Flood insurance in Hansford County

If a building in Hansford County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.

Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.