Enter any address in Hardeman County, Texas to see its FEMA flood zone
Hardeman County, Texas has recorded 8 flood-related events since 1996 according to NOAA's Storm Events Database, including 6 flash floods and 2 river or area floods. The county has received 16 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1993–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Copper Breaks Fire | Fire | Aug 16, 2019 |
| Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Wildfires | Fire | Apr 6, 2011 |
| Wildfires | Fire | Mar 14, 2008 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
| Hurricane Rita | Hurricane | Sep 23, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | May 23, 2015 | 0.00K |
| Flash Flood | Jul 8, 2010 | 0.00K |
| Flash Flood | Sep 9, 2007 | 0.00K |
| Flood | Oct 16, 2006 | 0.00K |
| Flood | Oct 15, 2006 | 0.00K |
| Flash Flood | Apr 30, 2000 | — |
Flash Flood — May 23, 2015
Another round of severe storms and flooding pummeled the Southern Plains on the 23rd.
Flash Flood — Jul 8, 2010
Moist, tropical air remained in place over northern Texas, with scattered showers and thunderstorms remaining a daily late morning into the afternoon occurrence. A weak boundary stalled close to I-44 by early afternoon. Weak flow aloft did not allow for much movement of any thunderstorm, and with precipitable water values well over two inches, intense rainfall occurred over many areas. Flash fl...
Flash Flood — Sep 9, 2007
Thunderstorms with very heavy rain affected parts of north Texas. Thunderstorms developed over southwest Oklahoma and moved southeast into western north Texas. The slow movement of the thunderstorms and very efficient rainfall rates allowed for flash flooding to occur. Rainfall rates of 2 to 3 inches per hour caused numerous streets to be closed due to rapidly rising water. No damage was report...
Flood — Oct 16, 2006
A strong, slow-moving storm system drenched western north Texas with rainfall amounts of 3 to 8+ inches during a two-day period on October 14-16. The heavy rains produced flash flooding in northwestern Wichita County on October 15, and river flooding along several rivers and creeks in the region on October 15-19 including the Red River mainstem.
Flood — Oct 15, 2006
A strong, slow-moving storm system drenched western north Texas with rainfall amounts of 3 to 8+ inches during a two-day period on October 14-16. The heavy rains produced flash flooding in northwestern Wichita County on October 15, and river flooding along several rivers and creeks in the region on October 15-19 including the Red River mainstem.
Source: NOAA National Weather Service Storm Events Database.
FEMA assigns flood zone designations to areas in Hardeman County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Hardeman County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.