176 flood insurance claims·$2.3M paid·3 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Haskell County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding driven by severe thunderstorms dominates the flood history of Haskell County, accounting for 29 out of 37 recorded flood events over the last 30 years, alongside 7 general flood events and 1 tropical depression.
Severe storms and localized flash flooding frequently impact the area, as demonstrated by events in March 2023 and April 2024, when strong upper-level storm systems and instability produced heavy rainfall across the region.
Homeowners, real estate agents, and journalists should pay the most attention to properties in Zone A, which accounts for the highest volume of National Flood Insurance Program claims at 71 claims with an average payout of $16,704 and an average recorded water depth of 3 inches. Properties in unshaded Zone X should also be monitored closely, having recorded 39 claims with the highest average water depth at 7 inches and an average payout of $26,237, while Zone X properties averaged 4 inches of water depth across 7 claims with an average payout of $29,569. Additionally, properties with unknown zone designations logged 59 claims with an average payout of $6,073 and an average recorded water depth of 4 inches.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
35% of Haskell County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
110 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 4 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2018, with 38 claims and $1.4M paid, the year of Severe Storms and Flooding.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
8 NOAA storm reports from Haskell County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →
17 federal disaster declarations since 1978, 3 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Severe Winter Storm | Feb 11, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
| Severe Storms And Flooding | Sep 10, 2018 |
| Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding | Dec 26, 2015 |
| Wildfires | Apr 6, 2011 |
| Wildfires | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Jun 16, 2007 |
| Extreme Wildfire Threat | Nov 27, 2005 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
37 since 1996: 29 flash floods and 7 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Apr 27, 2024 | — |
| Flood | Mar 9, 2023 | — |
| Flash Flood | Mar 8, 2023 | — |
| Flash Flood | Sep 10, 2020 | — |
| Flash Flood | May 21, 2019 | — |
| Flood | May 1, 2019 | — |
| Flash Flood | Sep 21, 2018 | — |
| Flood | Oct 16, 2018 | $2.3M |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Apr 27, 2024. The combination of a strong upper level storm system moving into the Southern Plains, a dryline in the area and moderate to strong instability, resulted in a few rounds of severe thunderstorms mainly north of a Robert Lee to San Saba line. The storms produced large hail, very strong winds and localized flash flooding.
Flood · Mar 9, 2023. Scattered strong to severe thunderstorms produced a few reports of large hail and flash flooding across portions of the Big Country.
Flash Flood · Mar 8, 2023. Scattered strong to severe thunderstorms produced a few reports of large hail and flash flooding across portions of the Big Country.
Flash Flood · Sep 10, 2020. An unusual strong Canadian Cold Front and an upper level low parked across the Four Corners resulted in very heavy rainfall in a short period time and a few severe weather reports in portions of the northern Big Country. This heavy rain flooded low water crossings and even U.S. 277 across the region and caused Lake Stamford to flood. Two occupants in a vehicle went missing on September 9. They both drowned as t…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Haskell County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.