Enter any address in Hood County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Hood County. Over the past 30 years, the NOAA Storm Events Database has recorded 46 flash flood events and 16 flood events. Recent examples include flash flooding on April 30, 2025, caused by slow-moving thunderstorms, and May 30, 2024, when saturated grounds led to flooding following earlier heavy rainfall.
National Flood Insurance Program (NFIP) data shows that properties in Zone X have experienced the most claims, averaging $17,969 per payout. However, properties in Zone A have seen higher average payouts of $23,694, despite lower average water depths. Residents in Zone A and Zone X_Unshaded, which has had the highest average payout per claim, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
11 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Hood County, Texas has recorded 62 flood-related events since 1996 according to NOAA's Storm Events Database, including 46 flash floods and 16 river or area floods. The county has received 22 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1989–2022)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Chalk Mountain Fire | Fire | Jul 18, 2022 |
| Big L Fire | Fire | Mar 20, 2022 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | May 22, 2016 |
| Severe Storms, Tornadoes, And Flooding | Flood | Mar 7, 2016 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Wildfires | Fire | Mar 14, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 30, 2025 | 0.00K |
| Flash Flood | May 30, 2024 | 0.00K |
| Flash Flood | May 16, 2024 | 0.00K |
| Flood | Jul 3, 2021 | 0.00K |
| Flash Flood | Mar 18, 2020 | 0.00K |
| Flood | May 31, 2016 | 100.00K |
| Flash Flood | May 31, 2016 | 50.00K |
| Flash Flood | Jun 1, 2016 | 50.00K |
| Flash Flood | Jun 1, 2016 | 0.00K |
| Flash Flood | Jun 1, 2016 | 10.00K |
Flash Flood — Apr 30, 2025
A slow moving front and an upper trough generated scattered thunderstorms on April 29, and widespread showers and thunderstorms on April 30, across much of North and Central Texas. Some of these storms became severe with large hail and damaging winds, but the most impactful weather was flash flooding due to the slow movement of the front and the resulting ���training��� of thunderst...
Flash Flood — May 30, 2024
Another complex of thunderstorms moved southeast through North and Central Texas during the day on May 30, producing scattered wind damage and severe hail along with some flash flooding. A second round of storms initiated along the dryline Thursday evening, producing more severe weather and flash flooding overnight into the early morning hours of May 31. After above normal rainfall throughout t...
Flash Flood — May 16, 2024
A slow-moving front generated a round of thunderstorms which produced multiple areas of heavy rain and flooding from the Big Country to Central Texas on May 16.
Flood — Jul 3, 2021
A stalled front served as a focus for widespread showers and thunderstorms. Heavy rainfall resulted in flooding across parts of the area.
Flash Flood — Mar 18, 2020
An upper level trough near the region contributed to several rounds of severe weather over a 2 day period. The first round was an MCS that resulted in flooding across parts of North Texas. The second round resulted in a few tornadoes to the west and northwest of the DFW Metroplex. The final round was afternoon convection that produced some small hail around the DFW Metroplex.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Hood County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Hood County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.