Enter any address in Hopkins County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood hazard in Hopkins County. Between 1994 and 2024, the NOAA Storm Events Database recorded 48 flash flood events. Other flood types, including general flooding and tropical storms, occurred less frequently.
Recent flash flood events include those on January 30, 2025, and June 3, 2024, which were associated with slow-moving weather systems and severe thunderstorms. These events highlight the potential for heavy rainfall and its consequences.
Homeowners in Zone A, as defined by FEMA, should pay particular attention to flood risk, as this zone experienced the highest number of National Flood Insurance Program (NFIP) claims in Hopkins County, with an average payout of $7,592 for an average water depth of 1.4 feet. While Zone X had higher average payouts, the number of claims and reported water depth suggest a greater localized risk for properties in Zone A.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
18 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Hopkins County, Texas has recorded 60 flood-related events since 1996 according to NOAA's Storm Events Database, including 48 flash floods and 11 river or area floods. The county has received 21 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Apr 26, 2024 |
| Severe Winter Storm | Winter Storm | Jan 30, 2023 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Sep 10, 2018 |
| Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Hurricane Ike | Hurricane | Sep 7, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jan 30, 2025 | 2.00K |
| Flash Flood | Jan 30, 2025 | 8.00K |
| Flash Flood | Jun 3, 2024 | 5.00K |
| Flash Flood | Jun 19, 2019 | 15.00K |
| Flash Flood | Aug 13, 2017 | 0.00K |
| Flash Flood | Aug 13, 2017 | 5.00K |
| Flash Flood | Apr 10, 2017 | 0.00K |
| Flood | Apr 29, 2016 | 0.00K |
| Flash Flood | Apr 29, 2016 | 200.00K |
| Flood | Nov 29, 2015 | 0.00K |
Flash Flood — Jan 30, 2025
A slow moving upper low generated multiple rounds of rain, some heavy, the night of January 29 into the morning of January 30 across North Texas. Much of the heavy rain and associated flooding occurred in and near the DFW Metroplex.
Flash Flood — Jun 3, 2024
Upper level disturbances interacted with leftover surface outflow boundaries from nocturnal MCSs and allowed for scattered strong to severe storms across the region each afternoon from June 1st to June 3rd. A combination of hail, damaging winds, and flash flooding occurred, but an EF-U tornado also occurred in Henderson County on the 3rd. One life was lost June 3rd in Henderson County due to a ...
Flash Flood — Jun 19, 2019
A hot and unstable airmass assisted in the formation of strong to severe thunderstorms as a cold front worked its way south of the Red River on the afternoon and evening of Wednesday June 19. The primary severe occurrence was large hail, followed by damaging winds and flash flooding as storms moved southeast into the overnight hours. A significant downburst caused significant damage in the town...
Flash Flood — Aug 13, 2017
An upper level disturbance kicked off multiple rounds of showers and thunderstorms along a stationary front which stretched across North Texas. A few severe storms occurred during the evening of Saturday August 12th, then training thunderstorms with heavy rain led to flash flooding in many locations between the Red River and the Interstate 20 corridor during the morning of the 13th.
Flash Flood — Apr 10, 2017
Thunderstorms developed across North and Central Texas during the afternoon hours on April 10th, and continued on the 11th. Thunderstorms produced a wide array of severe weather, including large hail and heavy rainfall.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Hopkins County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Hopkins County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.