Enter any address in Hunt County, Texas to see its FEMA flood zone
Flash flooding from heavy rainfall events is the primary flood concern in Hunt County. Over the past 30 years, the NOAA Storm Events Database recorded 75 flash flood events, resulting in one fatality. Other flood types, including general flooding and tropical storms, have also occurred. Recent events include flash flooding on January 30, 2025, and June 3, 2024, both attributed to slow-moving weather systems and heavy rainfall.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone X have experienced the most claims, with an average payout of $28,057 and an average water depth of 4.9 feet. Properties in Zone A also show significant claims activity. Homeowners in areas designated as Zone X, particularly those without a Base Flood Elevation (BFE), should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
20 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Hunt County, Texas has recorded 94 flood-related events since 1996 according to NOAA's Storm Events Database, including 75 flash floods and 17 river or area floods. The county has received 18 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1990–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Wildfires | Fire | Aug 30, 2011 |
| Hurricane Ike | Hurricane | Sep 7, 2008 |
| Wildfires | Fire | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jun 16, 2007 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
| Hurricane Rita | Hurricane | Sep 23, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jan 30, 2025 | 0.00K |
| Flash Flood | Jan 30, 2025 | 10.00K |
| Flash Flood | Jun 3, 2024 | 5.00K |
| Flash Flood | Feb 8, 2023 | 100.00K (1 deaths) |
| Flash Flood | Aug 31, 2019 | 100.00K |
| Flash Flood | Jun 19, 2019 | 0.00K |
| Flood | Aug 17, 2017 | 0.00K |
| Flash Flood | Aug 13, 2017 | 0.00K |
| Flood | Apr 10, 2017 | 0.00K |
| Flood | Apr 10, 2017 | 3.00K |
Flash Flood — Jan 30, 2025
A slow moving upper low generated multiple rounds of rain, some heavy, the night of January 29 into the morning of January 30 across North Texas. Much of the heavy rain and associated flooding occurred in and near the DFW Metroplex.
Flash Flood — Jun 3, 2024
Upper level disturbances interacted with leftover surface outflow boundaries from nocturnal MCSs and allowed for scattered strong to severe storms across the region each afternoon from June 1st to June 3rd. A combination of hail, damaging winds, and flash flooding occurred, but an EF-U tornado also occurred in Henderson County on the 3rd. One life was lost June 3rd in Henderson County due to a ...
Flash Flood — Feb 8, 2023
Thunderstorms moved across North and Central Texas during the morning and early afternoon of Wednesday February 8. Most storms were sub-severe, but isolated instances of hail did occur. Unfortunately, one flash flood death occurred in Hunt County when a car was swept off the road due to a fast moving swollen creek.
Flash Flood — Aug 31, 2019
A complex of storms associated with a quasi-stationary front produced an outflow boundary that caused additional shower/thunderstorm development ahead of the complex. One storm produced 1.25 inch hail in Rockwall County. Later that night, heavy rain from another storm complex resulted in significant flash flood in and around Commerce.
Flash Flood — Jun 19, 2019
A hot and unstable airmass assisted in the formation of strong to severe thunderstorms as a cold front worked its way south of the Red River on the afternoon and evening of Wednesday June 19. The primary severe occurrence was large hail, followed by damaging winds and flash flooding as storms moved southeast into the overnight hours. A significant downburst caused significant damage in the town...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Hunt County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Hunt County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.