Enter any address in Jack County, Texas to see its FEMA flood zone
Flash flooding from slow-moving thunderstorms is the most frequent type of flood event in Jack County, TX. Over the past 30 years, the NOAA Storm Events Database has recorded 31 flash flood events, alongside 3 general flood events and 1 coastal flood event. For example, slow-moving fronts and upper troughs have caused widespread showers and thunderstorms resulting in flash flooding, as seen on April 30, 2025. Another instance of flash flooding occurred on November 8, 2024, associated with an upper-level storm system that also produced large hail and wind damage.
While flash flooding is prevalent, National Flood Insurance Program (NFIP) claims data indicates that flood damage can occur in various zones. Claims have been filed in Zone X, Zone X_Unshaded, and Zone Unknown. Properties in areas designated as Zone X_Unshaded have experienced significant payouts and notable water depths. Residents in all flood risk zones, particularly those in areas without a Base Flood Elevation (BFE) or in lower-lying areas, should remain aware of potential flood risks.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
5 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Jack County, Texas has recorded 35 flood-related events since 1996 according to NOAA's Storm Events Database, including 31 flash floods and 3 river or area floods. The county has received 18 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1989–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Bryson Fire Complex | Fire | Apr 15, 2011 |
| Wildfires | Fire | Apr 6, 2011 |
| Enmin Fire | Fire | Mar 11, 2011 |
| Wildfires | Fire | Mar 14, 2008 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 30, 2025 | 0.00K |
| Flash Flood | Nov 8, 2024 | 15.00K |
| Flood | May 23, 2020 | 0.00K |
| Flash Flood | May 22, 2020 | 0.00K |
| Flash Flood | Jul 8, 2019 | 0.50K |
| Flash Flood | Apr 17, 2016 | 0.00K |
| Flood | Apr 17, 2016 | 10.00K |
| Flash Flood | May 30, 2015 | 50.00K |
| Flash Flood | May 28, 2015 | 0.00K |
| Flash Flood | May 7, 2015 | 0.00K |
Flash Flood — Apr 30, 2025
A slow moving front and an upper trough generated scattered thunderstorms on April 29, and widespread showers and thunderstorms on April 30, across much of North and Central Texas. Some of these storms became severe with large hail and damaging winds, but the most impactful weather was flash flooding due to the slow movement of the front and the resulting ���training��� of thunderst...
Flash Flood — Nov 8, 2024
An upper level storm system brough scattered strong to severe storms that produced large hail, wind damage, and flash flooding for areas near and west of I-35 on both the 7th and 8th. The largest observed hail was the size of golf balls and was reported in Young County.
Flood — May 23, 2020
May 22nd - 24th, 2020 was an active few days with two main time frames of severe weather, and scattered severe weather reports punctuated elsewhere within these few days. The highlight of this period was damaging straight-line winds across Montague, Cooke and Grayson Counties with an EF-1 tornado in Bowie (Montague County) on May 22nd. These storms formed along an outflow boundary and front com...
Flash Flood — May 22, 2020
May 22nd - 24th, 2020 was an active few days with two main time frames of severe weather, and scattered severe weather reports punctuated elsewhere within these few days. The highlight of this period was damaging straight-line winds across Montague, Cooke and Grayson Counties with an EF-1 tornado in Bowie (Montague County) on May 22nd. These storms formed along an outflow boundary and front com...
Flash Flood — Jul 8, 2019
A mesoscale convective vortex (MCV) resulting from Sunday night storms across West-Central Texas generated more showers and storms across western portions of North Texas on Monday. Heavy rain led to flooding in some areas.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Jack County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Jack County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.