Enter any address in Jackson County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the most frequent type of flood event in Jackson County, TX, with 31 such events recorded by NOAA in the last 30 years. Recent examples include flash flooding and road closures in July 2021, and widespread heavy rain and flash flooding in May 2023. Tropical storms have also impacted the area, with Hurricane Nicholas making landfall in September 2021, bringing heavy rainfall and wind damage.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have the highest number of claims at 129, with an average payout of $12,417 and an average water depth of 0.7 feet. Properties in Zone X have the highest average payout at $21,487, despite having fewer claims. Zone V properties, while having fewer claims, experienced significantly deeper water on average, with 18.1 feet recorded. Homeowners in Zone A, Zone V, and those in areas prone to storm surge or river overflow should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
10 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Jackson County, Texas has recorded 40 flood-related events since 1996 according to NOAA's Storm Events Database, including 31 flash floods and 2 river or area floods. The county has received 24 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1967–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Hurricane Beryl | Hurricane | Jul 5, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Tropical Storms Marco And Laura | Hurricane | Aug 23, 2020 |
| Hurricane Hanna | Hurricane | Jul 25, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Hurricane Harvey | Hurricane | Aug 23, 2017 |
| Hurricane Ike | Hurricane | Sep 7, 2008 |
| Hurricane Gustav | Hurricane | Aug 27, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 14, 2025 | 0.00K |
| Flash Flood | May 10, 2023 | 200.00K |
| Flash Flood | May 16, 2021 | 0.00K |
| Storm Surge/Tide | Sep 13, 2021 | — |
| Flash Flood | Jul 9, 2021 | 0.00K |
| Flash Flood | Sep 22, 2020 | 0.00K |
| Flash Flood | May 12, 2020 | 10.00K |
| Flash Flood | Aug 26, 2017 | 100.00K |
| Flash Flood | Aug 25, 2017 | 100.00K |
| Tropical Storm | Aug 25, 2017 | 500.00M |
Flash Flood — Jun 14, 2025
Flash Flooding and funnel clouds were reported in Jackson county.
Flash Flood — May 10, 2023
A storm system moved into the area on the morning of the May 9, producing widespread heavy rain and some flash flooding through the morning of May 10.
Flash Flood — May 16, 2021
Strong thunderstorms resulted in Flash Flooding around the Matagorda Bay area. Isolated locations received up to 8-10 inches of rainfall.
Storm Surge/Tide — Sep 13, 2021
Nicholas formed on September 12 in the Southwestern Gulf of Mexico, slowly advancing northeastward along the Middle Texas Coast. It eventually made landfall 10 miles west of Sargent just after midnight on September 14, with maximum sustained wind speeds of 75 mph. Heavy rain bands associated with Nicholas brought widespread rainfall totals of 6 to 10 inches to the Southeast Texas Coast, while s...
Flash Flood — Jul 9, 2021
Several rounds of showers and thunderstorms produced flash flooding and associated road closures across parts of Jackson and Matagorda counties.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Jackson County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Jackson County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.