228 flood insurance claims·$7.5M paid·12 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Jasper County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
Flash flooding driven by severe storm systems dominates the flood history of Jasper County, Texas. Over the last 30 years, NOAA records show 38 flash flood events, alongside 6 general flood events, 2 tropical storms, and 2 hurricanes. Recent impacts are illustrated by events in May and June 2024, when a stationary upper trough and unstable airmasses produced days of unsettled weather, severe squall lines, and subsequent flooding across the region.
National Flood Insurance Program records indicate that flood risks affect properties across multiple zones. Zone X has recorded 124 claims with an average payout of $57,469 and an average recorded water depth of 8 inches. Zone A accounts for 66 claims with an average payout of $31,328 and an average recorded water depth of 3 inches. Additional claims are distributed across unknown zones, unshaded Zone X, and Zone V.
Homeowners, real estate agents, and journalists should pay the closest attention to properties in Zone X and Zone A, which together account for the vast majority of historical insurance claims and water depth measurements in the county.
Summary written from NOAA storm reports and NFIP claims for this county. Not a prediction.
18% of Jasper County’s flood insurance claims were on properties rated outside FEMA’s high-risk zones.
83 NFIP claims with a recorded rated flood zone, 1978 to date. The zone is the one FEMA used to rate that policy, which may not match today’s map. Source: OpenFEMA NFIP claims.
In flood insurance claims here that reported a flood depth, the average was 6 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2017, with 67 claims and $3.8M paid, the year of Hurricane Harvey.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
12 NOAA storm reports from Jasper County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →
32 federal disaster declarations since 1973, 12 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Hurricane Beryl | Jul 5, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Apr 26, 2024 |
| Severe Winter Storm | Feb 11, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
| Hurricane Laura | Aug 23, 2020 |
| Tropical Storms Marco And Laura | Aug 23, 2020 |
| Hurricane Harvey | Aug 23, 2017 |
| Severe Storms And Flooding | May 22, 2016 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
48 since 1996: 38 flash floods and 6 river or area floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | May 6, 2025 | — |
| Flash Flood | Apr 29, 2024 | $50,000 |
| Flash Flood | Apr 29, 2024 | — |
| Flash Flood | Jan 24, 2024 | — |
| Flash Flood | May 16, 2024 | — |
| Flash Flood | May 13, 2024 | — |
| Flash Flood | May 12, 2024 | — |
| Flash Flood | Apr 10, 2024 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · May 6, 2025. A warm front slowly lifted north across the region causing isolated flooding.
Flash Flood · Apr 29, 2024. A line of thunderstorms moved across Southeast Texas causing another round of heavy rain and severe weather. This produced more flooding in areas that had not completely drained from rain earlier in the month.
Flash Flood · Jan 24, 2024. A slow moving storm system affected the region with multiple days of heavy rain and a few severe storms.
Flash Flood · May 16, 2024. An upper trough parked over the region for near a week. Short waves kept traversing the base of the trough for the duration of the event causing several days of unsettled weather. Some days produced severe squall lines with numerous reports of damage.
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Jasper County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.