Enter any address in Jones County, Texas to see its FEMA flood zone
Flash flooding from severe thunderstorms is the dominant flood character in Jones County. Over the past 30 years, NOAA Storm Events data shows 27 flash flood events, alongside 11 general flood events. Recent examples include heavy rainfall on May 31, 2021, which flooded several roads, and a significant rainfall event on September 8-9, 2020, that caused U.S. 277 to flood and resulted in two fatalities.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with an average payout of $42,634 and an average water depth of 2.6 feet. While less frequent, Zone X_SHADED has seen claims with a significantly higher average water depth of 6.7 feet. Residents in Zone A, and those in areas with higher water depths, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
9 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Jones County, Texas has recorded 39 flood-related events since 1996 according to NOAA's Storm Events Database, including 27 flash floods and 11 river or area floods. The county has received 24 federal disaster declarations, 5 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1990–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Apr 26, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Sep 10, 2018 |
| 335 Fire | Fire | Apr 13, 2018 |
| Severe Storms And Flooding | Flood | Apr 17, 2016 |
| Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 8, 2025 | 0.00K |
| Flood | May 31, 2021 | 0.00K |
| Flood | Sep 9, 2020 | 0.00K (2 deaths) |
| Flash Flood | Sep 8, 2020 | 0.00K |
| Flood | May 1, 2019 | 0.00K |
| Flash Flood | Sep 21, 2018 | 0.00K |
| Flood | Sep 21, 2018 | 0.00K |
| Flood | Oct 17, 2018 | 6.25M |
| Flood | Apr 26, 2015 | 0.00K |
| Flash Flood | Oct 22, 2015 | 0.00K |
Flash Flood — Jun 8, 2025
The combination of a strong upper level area of low pressure and a cold front resulted in numerous severe thunderstorms across the Big Country during the late afternoon and night time hours. Also, extreme surface instability and strong wind shear helped produce supercell thunderstorms and significant severe weather. The severe storms produced very large hail and intense damaging winds including...
Flood — May 31, 2021
A slow moving cold front interacted with a very warm and moist airmass across the region and produced very heavy rainfall mainly along and north of I20. About 2 to 4 inches fell mainly along and north of a line from Sterling City to Brownwood and flooded several roads across the region.
Flood — Sep 9, 2020
An unusual strong Canadian Cold Front and an upper level low parked across the Four Corners resulted in very heavy rainfall in a short period time and a few severe weather reports in portions of the northern Big Country. This heavy rain flooded low water crossings and even U.S. 277 across the region and caused Lake Stamford to flood. Two occupants in a vehicle went missing on September 9. Th...
Flash Flood — Sep 8, 2020
An unusual strong Canadian Cold Front and an upper level low parked across the Four Corners resulted in very heavy rainfall in a short period time and a few severe weather reports in portions of the northern Big Country. This heavy rain flooded low water crossings and even U.S. 277 across the region and caused Lake Stamford to flood. Two occupants in a vehicle went missing on September 9. Th...
Flood — May 1, 2019
On May 1, a very unstable airmass, dryline and a residual outflow boundary combined across the Big Country or the region north of Interstate 20 to trigger a few supercell thunderstorms. These ingredients resulted in two tornado reports and a few hail reports. By May 3, an upper level disturbance moved into West Central Texas and caused more severe storms to develop. These storms produced lar...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Jones County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Jones County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.