Enter any address in Kaufman County, Texas to see its FEMA flood zone
Flash flooding from scattered thunderstorms is the dominant flood character in Kaufman County. Between 2020 and 2024, NOAA Storm Events data recorded 70 flash flood events and 16 general flood events. Recent examples include flash flooding across North Texas in late January 2025 due to slow-moving rain systems, and scattered strong storms producing flash flooding in early June 2024.
National Flood Insurance Program (NFIP) claims data from Kaufman County shows that properties in Zone A experienced the highest average payouts ($28,166) and the deepest average water depth (2.5 ft), despite Zone X having more claims overall. Properties in Zone X, which includes both shaded and unshaded areas, had lower average payouts and water depths. Homeowners in Zone A, and those in Zone X with a history of claims, should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
26 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Kaufman County, Texas has recorded 86 flood-related events since 1996 according to NOAA's Storm Events Database, including 70 flash floods and 16 river or area floods. The county has received 20 federal disaster declarations, 1 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1989–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Apr 26, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Hurricane Ike | Hurricane | Sep 7, 2008 |
| Wildfires | Fire | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jun 16, 2007 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jan 30, 2025 | 0.00K |
| Flash Flood | Jul 8, 2025 | 50.00K |
| Flash Flood | Apr 28, 2024 | 100.00K |
| Flash Flood | Apr 28, 2024 | 50.00K |
| Flash Flood | Apr 26, 2024 | 1.00M |
| Flash Flood | Apr 26, 2024 | 100.00K |
| Flash Flood | Apr 26, 2024 | 20.00K |
| Flash Flood | May 24, 2024 | 10.00K |
| Flash Flood | Jun 5, 2024 | 0.00K |
| Flash Flood | Jun 2, 2024 | 20.00K |
Flash Flood — Jan 30, 2025
A slow moving upper low generated multiple rounds of rain, some heavy, the night of January 29 into the morning of January 30 across North Texas. Much of the heavy rain and associated flooding occurred in and near the DFW Metroplex.
Flash Flood — Jul 8, 2025
From the July 4th weekend into the early part of the following week, a weak upper trough lingered over North and Central Texas, triggering several days of scattered showers and thunderstorms. A saturated atmosphere combined with slow storm motions resulted in numerous flash flooding events throughout the region, particularly in Central Texas.
Flash Flood — Apr 28, 2024
A shortwave trough, dryline, and Pacific front all worked together to produce multiple rounds of thunderstorms Friday April 26 through Sunday April 28. All modes of severe weather took place across the region, along with multiple instances of flash flooding. 11 tornadoes occurred across McLennan, Hill, and Navarro counties on April 26th, and another 4 tornadoes occurred in Milam, Limestone and ...
Flash Flood — Apr 26, 2024
A shortwave trough, dryline, and Pacific front all worked together to produce multiple rounds of thunderstorms Friday April 26 through Sunday April 28. All modes of severe weather took place across the region, along with multiple instances of flash flooding. 11 tornadoes occurred across McLennan, Hill, and Navarro counties on April 26th, and another 4 tornadoes occurred in Milam, Limestone and ...
Flash Flood — May 24, 2024
With a highly unstable airmass in place, a meandering front, a dryline, and a shortwave trough all worked together to generate multiple rounds of thunderstorms May 23 and 24. In addition to large hail and damaging winds, multiple tornadoes also occurred along with a few instances of flash flooding. A total of 6 tornadoes occurred in Central and East Texas: 2 EF-1s, 3 EF-0s, and 1 EF-U.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Kaufman County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Kaufman County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.