Enter any address in Limestone County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the primary flood concern in Limestone County. Between 1993 and 2023, NOAA data recorded 86 flash flood events, alongside 13 general flood events and one tropical storm. Recent examples include flash flooding on April 30, 2025, caused by slow-moving thunderstorms, and on June 10, 2025, from heavy rain and training storms. Flash flooding also occurred on May 30-31, 2024, following a month of above-normal rainfall that saturated the ground.
FEMA data indicates that properties in Zone A have experienced the most National Flood Insurance Program (NFIP) claims, with an average payout of $14,439 and an average water depth of 4.5 feet. However, properties in Zone X, which typically have lower flood risk, have seen higher average payouts ($20,157) and deeper water (5.3 feet) in some instances. Residents in Zone A, as well as those in Zone X and Zone UNKNOWN, should pay close attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
44 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Limestone County, Texas has recorded 100 flood-related events since 1996 according to NOAA's Storm Events Database, including 86 flash floods and 13 river or area floods. The county has received 21 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1973–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Apr 26, 2024 |
| Severe Winter Storm | Winter Storm | Jan 30, 2023 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms, Tornadoes, And Flooding | Flood | Mar 7, 2016 |
| Wildfires | Fire | Aug 30, 2011 |
| Wildfires | Fire | Mar 14, 2008 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Apr 30, 2025 | 10.00K |
| Flash Flood | Jun 10, 2025 | 10.00K |
| Flash Flood | May 30, 2024 | 0.00K |
| Flash Flood | Apr 28, 2024 | 5.00K |
| Flash Flood | Apr 28, 2024 | 20.00K |
| Flash Flood | May 24, 2024 | 15.00K |
| Flash Flood | May 12, 2024 | 0.00K |
| Flash Flood | May 9, 2024 | 0.00K |
| Flash Flood | Jun 5, 2024 | 5.00K |
| Flash Flood | May 1, 2024 | 100.00K |
Flash Flood — Apr 30, 2025
A slow moving front and an upper trough generated scattered thunderstorms on April 29, and widespread showers and thunderstorms on April 30, across much of North and Central Texas. Some of these storms became severe with large hail and damaging winds, but the most impactful weather was flash flooding due to the slow movement of the front and the resulting ���training��� of thunderst...
Flash Flood — Jun 10, 2025
An upper level low and remnant MCVs produced several rounds of heavy rain and training storms that produced flash flooding for a few day across the region, mainly across Central Texas.
Flash Flood — May 30, 2024
Another complex of thunderstorms moved southeast through North and Central Texas during the day on May 30, producing scattered wind damage and severe hail along with some flash flooding. A second round of storms initiated along the dryline Thursday evening, producing more severe weather and flash flooding overnight into the early morning hours of May 31. After above normal rainfall throughout t...
Flash Flood — Apr 28, 2024
A shortwave trough, dryline, and Pacific front all worked together to produce multiple rounds of thunderstorms Friday April 26 through Sunday April 28. All modes of severe weather took place across the region, along with multiple instances of flash flooding. 11 tornadoes occurred across McLennan, Hill, and Navarro counties on April 26th, and another 4 tornadoes occurred in Milam, Limestone and ...
Flash Flood — May 24, 2024
With a highly unstable airmass in place, a meandering front, a dryline, and a shortwave trough all worked together to generate multiple rounds of thunderstorms May 23 and 24. In addition to large hail and damaging winds, multiple tornadoes also occurred along with a few instances of flash flooding. A total of 6 tornadoes occurred in Central and East Texas: 2 EF-1s, 3 EF-0s, and 1 EF-U.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Limestone County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Limestone County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.