Enter any address in Live Oak County, Texas to see its FEMA flood zone
Flash flooding from heavy rainfall events is the most common type of flooding in Live Oak County, TX, with 48 such events recorded in the NOAA Storm Events Database over the last 30 years. This is followed by 13 general flood events and 3 tropical storm events. For example, heavy rainfall associated with a tropical low-pressure system caused major river flooding in the county from August 17-24, 2022. More recently, tropical showers and thunderstorms produced flooding in Live Oak County on June 26, 2020.
National Flood Insurance Program (NFIP) claims data indicates that properties in zones with unknown flood risk have the highest number of claims at 31, with an average payout of $22,950 and an average water depth of 4.1 feet. Properties in Zone A also experience significant flooding, with 13 claims averaging $14,995 and an average water depth of 8.2 feet. While Zone X_Unshaded properties have seen fewer claims (5), they still incurred an average payout of $1,428 with an average water depth of 1.8 feet. Residents in or near areas prone to flash flooding, riverine flooding, or those located in Zone A or areas with unknown flood designations should pay particular attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
16 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Live Oak County, Texas has recorded 64 flood-related events since 1996 according to NOAA's Storm Events Database, including 48 flash floods and 13 river or area floods. The county has received 22 federal disaster declarations, 3 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1967–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Hurricane Hanna | Hurricane | Jul 25, 2020 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Wildfires | Fire | Apr 6, 2011 |
| Tropical Storm Alex | Hurricane | Jun 27, 2010 |
| Lagarto Fire | Fire | Apr 2, 2009 |
| Wildfires | Fire | Mar 14, 2008 |
| Hurricane Dean | Hurricane | Aug 17, 2007 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | Aug 21, 2022 | 0.00K |
| Flash Flood | May 19, 2021 | 50.00K |
| Flash Flood | Jun 26, 2020 | 0.00K |
| Tropical Storm | Jul 25, 2020 | 0.00K |
| Flash Flood | Apr 7, 2019 | 25.00K |
| Flash Flood | Jul 3, 2019 | 0.00K |
| Flood | Oct 29, 2018 | 0.00K |
| Flood | Nov 1, 2018 | 0.00K |
| Tropical Storm | Aug 25, 2017 | 10.00K |
| Flash Flood | May 25, 2015 | 0.00K |
Flood — Aug 21, 2022
Very heavy rainfall occurred over Webb and Duval Counties associated with a tropical low pressure system on the 15th and 16th. Flood wave that originated in San Casamiro Creek in Webb County flowed into the Nueces River, Major river flooding occurred from southeast La Salle County through McMullen County to Live Oak County from the 17th through the 24th.
Flash Flood — May 19, 2021
An upper trough rotating across the Rio Grande resulted in widespread shower and thunderstorm development across South Texas during the evening hours of May 18th and continued into May 19th. Redevelopment along a nearly stationary outflow boundary resulted in training of thunderstorms across portions of the Victoria Crossroads and Kleberg County. By the time the event ended, over 13 inches of r...
Flash Flood — Jun 26, 2020
Tropical showers and thunderstorms moved through the Coastal Bend into the northern Brush Country during the morning hours on the 26th. Heavy rainfall produced flooding in Live Oak County.
Tropical Storm — Jul 25, 2020
Hurricane Hanna was the first hurricane of the 2020 Atlantic Basin hurricane season and made landfall on the lower Texas coast north of Port Mansfield on the afternoon of the 25th. Hanna was the first hurricane to make landfall in Texas since Hurricane Harvey. ||Hanna began as a tropical wave, first noted for possible development when it was near Hispaniola on the 19th. The tropical wave moved ...
Flash Flood — Apr 7, 2019
A strong upper level disturbance moved out of northern Mexico into South Texas from the evening of the 6th into the morning hours of the 7th. Strong to severe thunderstorms developed over the Brush Country during the early morning hours of the 7th. The storms moved into the coastal plains around daybreak on the 7th. Storms produced damaging winds near Beeville and Corpus Christi. A weak tornado...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Live Oak County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Live Oak County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.