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Lockhart, Texas Flood Zones

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Enter any address in Lockhart, Texas to see its FEMA flood zone

Flood Risk in Lockhart, Texas

Lockhart has a population of 14,379 residents. Like many communities in Texas, properties in Lockhart may be located in various FEMA flood zones ranging from high-risk Special Flood Hazard Areas to low-risk zones.

Use the address lookup above to check the specific flood zone for any property in Lockhart. Results come directly from FEMA's National Flood Hazard Layer (NFHL).

Flood Zone Types in Lockhart

FEMA assigns flood zone designations to areas in Lockhart, Texas:

AE High Risk — 1% annual chance of flooding. Insurance required.

VE Very High Risk — Coastal flooding with wave action.

X (Shaded) Moderate Risk — 500-year floodplain.

X Low Risk — Outside major floodplains.

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Flood Insurance in Lockhart

Properties in Lockhart that are in FEMA Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.

Even in low-risk zones, flood insurance is recommended — over 20% of NFIP claims come from outside high-risk areas. Visit FloodSmart.gov for quotes.

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