Enter any address in Loving County, Texas to see its FEMA flood zone
1 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Loving County, Texas has recorded 12 flood-related events since 1996 according to NOAA's Storm Events Database, including 12 flash floods. The county has received 11 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1998–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Wildfires | Fire | Mar 14, 2008 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
| Hurricane Rita | Hurricane | Sep 23, 2005 |
| Hurricane Katrina Evacuation | Hurricane | Aug 29, 2005 |
| Extreme Fire Hazards | Fire | Aug 1, 1999 |
| Tropical Storm Charley | Severe Storm | Aug 22, 1998 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Sep 21, 2014 | 0.30K |
| Flash Flood | Sep 20, 2014 | 0.50K |
| Flash Flood | Sep 20, 2014 | 2.00K |
| Flash Flood | Sep 19, 2014 | 1.00K |
| Flash Flood | Jul 30, 2009 | 0.00K |
| Flash Flood | Oct 13, 2008 | 0.00K |
| Flash Flood | Aug 14, 2005 | — |
| Flash Flood | Sep 26, 2004 | — |
| Flash Flood | Jun 28, 2000 | — |
| Flash Flood | Apr 29, 1999 | — |
Flash Flood — Sep 21, 2014
The remnants of Tropical Storm Odile and an associated mid-level circulation were still over the region. The airmass was very moist, and lift was enhanced by upslope low-level winds across southeast New Mexico and the higher terrain of West Texas. These conditions resulted in rain and thunderstorms across the area, and flash flooding continued as moderate to heavy rain moved over areas with p...
Flash Flood — Sep 20, 2014
Remains of Tropical Storm Odile were over the region. The atmosphere was very moist and there was a mid-level circulation over northern portions of the area. There were nocturnal low level winds that produced additional lift which aided in more rain and thunderstorms developing. The saturated ground from previous rains allowed for flash flooding to develop across West Texas and southeast New...
Flash Flood — Sep 20, 2014
The remains of Tropical Storm Odile were moving across the region as they rotated around the circulation of an upper ridge. A circulation was also located over the central Permian Basin which was allowing rain to move across the same areas. There was plentiful moisture across the area from Odile as well as from tropical storm Polo. Good upper level lift was also present from Odile. Heating ...
Flash Flood — Sep 19, 2014
The remains of Tropical Storm Odile were moving across the region as they rotated around the circulation of an upper ridge. A circulation was also located over the central Permian Basin which was allowing rain to move across the same areas. There was plentiful moisture across the area from Odile as well as from tropical storm Polo. Good upper level lift was also present from Odile. Heating ...
Flash Flood — Jul 30, 2009
A cold front located near the Pecos River and surface based instability along the front resulted in thunderstorm development across southwest Texas. In addition, abnormally high amounts of atmospheric moisture lead to heavy rainfall for some locations.
Source: NOAA National Weather Service Storm Events Database.
FEMA assigns flood zone designations to areas in Loving County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Loving County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.