Enter any address in Lubbock County, Texas to see its FEMA flood zone
Flash flooding from intense thunderstorms is the dominant flood character in Lubbock County. Over the last 30 years, NOAA Storm Events data shows 49 flash flood events and 29 flood events. For instance, on June 5th, a supercell thunderstorm produced widespread damage from straight-line winds and large hail, alongside flash flooding. More recently, on August 17th, thunderstorms over the city of Lubbock resulted in a 77 mph wind gust and damaged an apartment complex, with flash flooding also occurring.
National Flood Insurance Program (NFIP) claims data indicates that properties in Zone A have experienced the most claims, with 226 claims averaging over $8,000 and 1.8 feet of water depth. However, properties in Zone X have seen higher average payouts ($11,727) and deeper water (4.0 feet), despite fewer claims. Homeowners in Zone A, and those in Zone X who may not be aware of their flood risk, should pay particular attention to potential flood hazards.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
50 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Lubbock County, Texas has recorded 78 flood-related events since 1996 according to NOAA's Storm Events Database, including 49 flash floods and 29 river or area floods. The county has received 20 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1970–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Winter Storms, Tornadoes, Straight-line Winds, And Flooding | Severe Storm | Dec 26, 2015 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Hurricane Alex | Hurricane | Jun 30, 2010 |
| Hurricane Ike | Hurricane | Sep 7, 2008 |
| Hurricane Gustav | Hurricane | Aug 27, 2008 |
| Wildfires | Fire | Mar 14, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Aug 17, 2025 | 0.00K |
| Flash Flood | May 6, 2025 | 0.00K |
| Flash Flood | Jun 5, 2025 | 0.00K |
| Flash Flood | May 31, 2024 | 0.00K |
| Flash Flood | Nov 18, 2024 | 0.00K |
| Flash Flood | Jun 9, 2024 | 0.00K |
| Flash Flood | Nov 2, 2024 | 0.00K |
| Flash Flood | May 28, 2023 | 0.00K |
| Flash Flood | May 26, 2023 | 0.00K |
| Flash Flood | Sep 15, 2023 | 0.00K |
Flash Flood — Aug 17, 2025
Isolated to widely scattered thunderstorms developed on the afternoon of the 17th with convective temperatures breached by mid-afternoon. Although the environment was not favorable for severe storms with warm mid-level temperatures, a relatively dry sub-cloud layer allowed a few of these storms to produce severe wind gusts. The most notable storm occurred over the city of Lubbock where a peak w...
Flash Flood — May 6, 2025
An upper level storm system approached the region on the fifth into the morning hours of the sixth bringing widespread heavy rainfall and thunderstorms to the region. At the same time, a cold front moved through the area with significant moist ascent above the frontal zone. Most of the rainfall occurred within only a two hours period early in the morning on the sixth but was enough to cause fla...
Flash Flood — Jun 5, 2025
During the afternoon and evening hours of the fifth, an intense supercell thunderstorm moved over the South Plains region of West Texas, producing several tornadoes over portions of Cochran, Hockley, and Lubbock Counties. This thunderstorm also produced widespread damage from very strong straight-line winds and large hail across western and southwestern portions of the City of Lubbock (Lubbock ...
Flash Flood — May 31, 2024
Another day of severe thunderstorms affected the South Plains of West Texas on the evening of the 31st. Broad southeasterly low level atmospheric flow allowed thunderstorms to initially develop in eastern New Mexico. Upscale growth allowed thunderstorms to move into West Texas despite a capped atmosphere over the South Plains. This line of thunderstorms produced widespread severe wind gusts fro...
Flash Flood — Nov 18, 2024
Widespread moderate to heavy rain fell on much of the South Plains and Rolling Plains region from late on the 17th through the early morning hours of the 18th. An intense mid level storm system in combination with abundant moisture from the Gulf of Mexico and Pacific brought this heavy rainfall. This storm system initially strengthened over southern California and the northern Gulf of Californi...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Lubbock County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Lubbock County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.