Enter any address in Menard County, Texas to see its FEMA flood zone
Flash flooding from slow-moving thunderstorms is the dominant flood character in Menard County. Between 1993 and 2023, NOAA Storm Events data recorded 36 flash flood events, alongside 6 general flood events and 1 tropical depression. Recent examples include devastating flash flooding in northern and northeast portions of the Northwest Hill Country on July 4th, with rainfall totals reaching up to 25 inches in some areas, and flash flooding in the northwest Hill Country on July 7th.
National Flood Insurance Program (NFIP) claims data shows that properties designated as Zone A have experienced the most claims, with an average payout of $8,869 and an average water depth of 1.3 feet. While Zone X has had fewer claims, one claim resulted in a significantly higher average payout of $17,922, with an average water depth of 0.0 feet, indicating potential for substantial damage even in areas with lower perceived flood risk.
Homeowners in Zone A, as well as those in areas with unknown flood risk designations, should pay particular attention to flood preparedness. Residents in areas that have experienced flash flooding, especially those near waterways or in low-lying areas, should also be aware of their potential flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
10 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Menard County, Texas has recorded 43 flood-related events since 1996 according to NOAA's Storm Events Database, including 36 flash floods and 6 river or area floods. The county has received 17 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1993–2025)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, And Flooding | Flood | Jul 2, 2025 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | Sep 10, 2018 |
| Wildfires | Fire | Aug 30, 2011 |
| Wildfires | Fire | Apr 6, 2011 |
| Wildfires | Fire | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jun 16, 2007 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flood | May 26, 2025 | 0.00K |
| Flash Flood | May 26, 2025 | 0.00K |
| Flash Flood | Nov 20, 2025 | 0.00K |
| Flash Flood | Jul 13, 2025 | 0.00K |
| Flash Flood | Jul 7, 2025 | 0.00K |
| Flash Flood | Jun 4, 2025 | 0.00K |
| Flash Flood | Jul 4, 2025 | 0.00K |
| Flash Flood | Sep 1, 2024 | 0.00K |
| Flood | Oct 16, 2018 | 7.10M |
| Flood | Oct 9, 2018 | 0.00K |
Flood — May 26, 2025
The combination of an upper level area of low pressure and a stationary frontal boundary in the area, resulted in many rounds of strong to severe thunderstorms across west central Texas during late May. In addition, strong to locally extreme surface instability along with strong vertical wind shear assisted with the development of severe thunderstorms. A few of the severe storms produced very ...
Flash Flood — May 26, 2025
The combination of an upper level area of low pressure and a stationary frontal boundary in the area, resulted in many rounds of strong to severe thunderstorms across west central Texas during late May. In addition, strong to locally extreme surface instability along with strong vertical wind shear assisted with the development of severe thunderstorms. A few of the severe storms produced very ...
Flash Flood — Nov 20, 2025
The combination of well above normal moisture and a weak storm system brought considerable to catastrophic flash flooding in Menard County due to excessive heavy rainfall.
Flash Flood — Jul 13, 2025
The combination of deep tropical moisture and a weak upper level area of low pressure produced heavy rainfall and flash flooding across portions of the Northwest Hill Country and Heartland.
Flash Flood — Jul 7, 2025
Remnant tropical moisture along with an upper level area of low pressure resulted in showers and thunderstorms across portions of the northwest Hill Country, which produced flash flooding on July 7th. Isolated strong to severe thunderstorms developed across portions of the Concho Valley and Big Country on July 8th and July 9th, producing severe wind gusts.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Menard County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Menard County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.