Enter any address in Midland County, Texas to see its FEMA flood zone
Flash flooding from summer thunderstorms dominates Midland County's flood events. Between 1993 and 2023, NOAA data recorded 197 flash flood events, with one fatality. For example, localized flash flooding occurred in July 2025 due to tropical downpours associated with the remnants of Tropical Storm Barry, and again in June 2025 from strong, slow-moving thunderstorms.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A experienced the most claims, with an average payout of $13,451 and an average water depth of 2.0 feet. Zone X properties also saw claims, averaging $9,039 with 1.4 feet of water. Residents in Zone A, and those in areas with unknown flood risk, should pay the most attention to potential flood hazards.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
93 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Midland County, Texas has recorded 200 flood-related events since 1996 according to NOAA's Storm Events Database, including 197 flash floods and 3 river or area floods. The county has received 19 federal disaster declarations. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1992–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Ceed Fire | Fire | May 24, 2011 |
| Hickman Fire | Fire | Apr 9, 2011 |
| Wildfires | Fire | Apr 6, 2011 |
| Bates Field Fire | Fire | Apr 3, 2011 |
| Greenwood Fire | Fire | Mar 20, 2009 |
| Price Fire | Fire | May 1, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jun 30, 2025 | 40.00K |
| Flash Flood | Jun 26, 2025 | 100.00K |
| Flash Flood | Jul 3, 2025 | 175.00K |
| Flash Flood | Jul 1, 2025 | 80.00K |
| Flash Flood | May 30, 2024 | 0.00K |
| Flash Flood | May 30, 2024 | 30.00K |
| Flash Flood | Aug 30, 2024 | 0.00K |
| Flash Flood | Aug 30, 2024 | 10.00K |
| Flash Flood | Aug 30, 2024 | 50.00K |
| Flash Flood | May 16, 2024 | 0.00K |
Flash Flood — Jun 30, 2025
A slow-moving cold front ahead of an approaching shortwave trough resulted in numerous thunderstorms across the Permian Basin. Flash flooding and damaging winds were reported in some locations.
Flash Flood — Jun 26, 2025
A weak trough west of the region and continued monsoonal moisture resulted in afternoon showers and thunderstorms. Localized areas of flash flooding and severe microbursts occurred in regions with slow-moving, strong thunderstorms.
Flash Flood — Jul 3, 2025
Anomalously high moisture associated with the remnants of Tropical Storm Barry encouraged the development of tropical downpours across West Texas and Southeast New Mexico. These downpours resulted in Flash Flooding for portions of the area.
Flash Flood — Jul 1, 2025
A weak frontal boundary across the region with a broad subtropical moisture plume led to the development of scattered showers and thunderstorms with localized areas of flash flooding.
Flash Flood — May 30, 2024
A dryline would set up and become focused near the Texas/New Mexico state line south into the Lower Trans Pecos during the afternoon. At the same time, a southwestward advancing outflow boundary generated by a convective system east of the region would interact with the dryline. Initial thunderstorm development occurred near the Stockton Plateau and Llano Estecado. These thunderstorms would mai...
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Midland County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Midland County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.