Enter any address in Mills County, Texas to see its FEMA flood zone
Flash flooding from scattered thunderstorms dominates the flood character of Mills County. Between 2000 and 2023, NOAA Storm Events data recorded 30 flash flood events compared to only 2 general flood events. Recent examples include flash flooding on May 22, 2024, associated with widespread thunderstorm activity, and heavy rain causing flash flooding on May 4, 2024.
While specific claim data by zone for Mills County is not available, national trends indicate that properties located in areas with higher flood risk, such as those in Special Flood Hazard Areas (SFHAs) without a Base Flood Elevation (BFE), often experience more frequent and severe flood damage. Homeowners, journalists, and real estate agents should pay particular attention to properties situated in known flash flood pathways or low-lying areas that may be susceptible to rapid water accumulation during intense rainfall events.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
2 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Mills County, Texas has recorded 32 flood-related events since 1996 according to NOAA's Storm Events Database, including 30 flash floods and 2 river or area floods. The county has received 17 federal disaster declarations, 2 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1990–2024)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Flood | Apr 26, 2024 |
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Wildfires | Fire | Apr 6, 2011 |
| Wildfires | Fire | Mar 14, 2008 |
| Severe Storms, Tornadoes, And Flooding | Severe Storm | Jun 16, 2007 |
| Extreme Wildfire Threat | Fire | Nov 27, 2005 |
| Hurricane Rita | Hurricane | Sep 23, 2005 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Jul 7, 2025 | 0.00K |
| Flash Flood | May 22, 2024 | 0.00K |
| Flash Flood | May 4, 2024 | 50.00K |
| Flash Flood | May 4, 2024 | 0.00K |
| Flash Flood | May 10, 2016 | 0.00K |
| Flood | May 13, 2015 | 0.00K |
| Flash Flood | May 12, 2014 | 0.00K |
| Flash Flood | May 25, 2010 | 0.00K |
| Flash Flood | May 31, 2007 | 0.00K |
| Flash Flood | Jun 27, 2007 | 0.00K |
Flash Flood — Jul 7, 2025
From the July 4th weekend into the early part of the following week, a weak upper trough lingered over North and Central Texas, triggering several days of scattered showers and thunderstorms. A saturated atmosphere combined with slow storm motions resulted in numerous flash flooding events throughout the region, particularly in Central Texas.
Flash Flood — May 22, 2024
Isolated thunderstorms associated with the dryline occurred on May 21. Much more widespread thunderstorm activity took place on May 22 as a cold front sagged south into the area and a strong jet stream developed aloft. Large hail, damaging winds, and flash flooding affected several locations on the 22nd. An EF2 tornado occurred in the Temple area of Central Texas, causing significant damage and...
Flash Flood — May 4, 2024
A shortwave trough and a cold front led to the development of scattered to numerous thunderstorms May 4 and 5. Heavy rain causing flash flooding was the main impact during these days. Unfortunately one flash flood fatality occurred in Johnson County.
Flash Flood — May 10, 2016
A weak cold front eased south to near the Red River area, and helped provide focus for thunderstorm development along with a continued active dryline. This ended up being more of a wind damage event, but several reports of hail were also received.
Flood — May 13, 2015
Thunderstorms produced flooding across a few of the central and western counties of north Texas.
Source: NOAA National Weather Service Storm Events Database.
FEMA assigns flood zone designations to areas in Mills County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Mills County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.