5 flood insurance claims·$26,907 paid·5 federal flood & hurricane disasters
Share of the whole county outline, rivers and lakes included; parts FEMA hasn’t mapped count as zero.
Shaded areas are FEMA’s mapped flood hazard zones in and around Morris County, Texas. Zoomed out they are simplified; at street level the map switches to FEMA’s exact layer. Tap anywhere to check that spot, or search an address above.
In flood insurance claims here that reported a flood depth, the average was 3 inches.
Drawn to scale against an 80-inch door. Even a few inches soaks flooring, the bottom of the drywall and anything plugged in near the floor.
Average of the depths reported on claims (zero and implausible values left out); FEMA’s record doesn’t say exactly where each depth was measured. Source: OpenFEMA NFIP claims.
The worst year was 2016, with 2 claims and $22,991 paid.
Bar height is scaled by square root so ordinary years stay visible next to the worst one. NFIP claims by year of loss. Source: OpenFEMA.
4 NOAA storm reports from Morris County describe what happened, in the words of the forecasters who covered it. Read the Texas flood stories →
18 federal disaster declarations since 1966, 5 of them floods, coastal storms or hurricanes.
| Disaster | Began |
|---|---|
| Hurricane Beryl | Jul 5, 2024 |
| Severe Storms, Straight-line Winds, Tornadoes, And Flooding | Apr 26, 2024 |
| Severe Winter Storm | Feb 11, 2021 |
| Severe Winter Storms | Feb 11, 2021 |
| Tropical Storms Marco And Laura | Aug 23, 2020 |
| Wildfires | Aug 30, 2011 |
| Wildfires | Apr 6, 2011 |
| Hurricane Ike | Sep 7, 2008 |
Weather and water disasters only; most recent first. Source: OpenFEMA Disaster Declarations.
14 since 1996: 13 flash floods.
| Event | Date | Damage |
|---|---|---|
| Flash Flood | Oct 4, 2023 | — |
| Flash Flood | Apr 29, 2016 | — |
| Flash Flood | Jun 10, 2010 | — |
| Flash Flood | Oct 22, 2009 | — |
| Flash Flood | May 3, 2009 | — |
| Flash Flood | May 2, 2009 | — |
| Tropical Storm | Sep 13, 2008 | $200,000 |
| Flash Flood | Jun 20, 2007 | — |
— = no damage estimate in the record. Source: NOAA Storm Events Database.
Flash Flood · Oct 4, 2023. A prolonged period of very heavy rainfall along with severe thunderstorms occurred on October 4th-5th across parts of Northeast Texas. Showers and thunderstorms with 1-3 inch per hour rainfall rates trained in the vicinity of a warm front, which was oriented across the Ark-La-Tex and in adjacent portions of Southeast Oklahoma and Northeast Louisiana. Deep convergence of moisture along the boundary resulted as the…
Flash Flood · Apr 29, 2016. After a brief respite from severe thunderstorms during the predawn hours on April 29th, additional strong to severe thunderstorms developed from the late morning hours through much of the afternoon and evening on April 29th, and lingered through the early morning hours on April 30th. These storms developed along and south of a warm front which lifted into Southeast Oklahoma and the northern sections of Southwest A…
Flash Flood · Jun 10, 2010. A deep upper level trough was nearly stationary across south central Texas with thunderstorms developing to the north and east of the trough during the morning hours of June 9th. The storms propagated into northeast Texas during the afternoon of the 9th and encountered a very unstable airmass. These storms become widespread across the region into the afternoon and evening hours of the 9th and produced large hail…
Flash Flood · Oct 22, 2009. Strong thunderstorms and heavy rainfall accompanied a strong cold front which swung through the region on October 22nd. The storm system which aided in the development of severe thunderstorms, was accompanied by the remnant moisture of Hurricane Rick which was a strong hurricane off the western coast of Mexico several days earlier. Isolated tornadoes were reported across portions of northwest Louisiana with the…
National Weather Service narratives, lightly trimmed. Source: NOAA Storm Events Database.
Every colour on the map above is a place on this drawing: where the ground sits relative to the flood FEMA plans for.
If a building in Morris County is in a high-risk zone (A or V) and its mortgage comes from a federally regulated or insured lender, or is federally backed, flood insurance is required.
Outside those zones it is optional, and often worth having: from 2014 to 2024 nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area. Since Risk Rating 2.0, NFIP premiums are set for each building, so the only reliable price is a quote: FloodSmart.gov or a local agent.