Enter any address in Parker County, Texas to see its FEMA flood zone
Flash flooding from thunderstorms is the dominant flood character in Parker County. Between 1993 and 2023, NOAA Storm Events data recorded 65 flash flood events and 10 general flood events. Recent events include flash flooding on December 24, 2024, and October 24, 2025, associated with thunderstorm activity.
National Flood Insurance Program (NFIP) claims data shows that properties in Zone A have experienced the most claims, with an average payout of $15,878 and an average water depth of 3.9 feet. Properties in Zone X have also seen significant claims, with an average payout of $21,131 and an average water depth of 8.7 feet. Homeowners in Zone A, Zone X, and Zone X_SHADED should pay the most attention to flood risk.
Summary generated from NOAA storm narratives and NFIP claim data for this county. Not predictive.
15 NOAA storm reports from this county describe what happened, in the words of the meteorologists who were there.
Parker County, Texas has recorded 75 flood-related events since 1996 according to NOAA's Storm Events Database, including 65 flash floods and 10 river or area floods. The county has received 26 federal disaster declarations, 6 of which involved flooding or coastal storms. Enter any address above to check its FEMA flood zone designation.
FEMA Disaster Declarations (1974–2021)
Source: OpenFEMA Disaster Declarations Summaries.
| Declaration | Type | Date |
|---|---|---|
| Severe Winter Storm | Severe Ice Storm | Feb 11, 2021 |
| Severe Winter Storms | Severe Ice Storm | Feb 11, 2021 |
| Covid-19 | Biological | Jan 20, 2020 |
| Covid-19 Pandemic | Biological | Jan 20, 2020 |
| Severe Storms And Flooding | Flood | May 22, 2016 |
| Severe Storms And Flooding | Flood | Apr 17, 2016 |
| Severe Storms, Tornadoes, And Flooding | Flood | Mar 7, 2016 |
| Severe Storms, Tornadoes, Straight-line Winds And Flooding | Severe Storm | May 4, 2015 |
| Hurricane Ike | Hurricane | Sep 7, 2008 |
| Wildfires | Fire | Mar 14, 2008 |
NOAA Storm Events Database (1996–2025)
Source: NOAA National Weather Service Storm Events Database.
| Type | Date | Damage |
|---|---|---|
| Flash Flood | Oct 24, 2025 | 2.00K |
| Flash Flood | Dec 26, 2024 | 1.00K |
| Flash Flood | Dec 24, 2024 | 0.00K |
| Flash Flood | May 31, 2021 | 0.00K |
| Flood | May 24, 2021 | 0.00K |
| Flash Flood | May 24, 2021 | 300.00K |
| Flood | Mar 7, 2016 | 8.00K |
| Flash Flood | Mar 7, 2016 | 0.00K |
| Flash Flood | Jun 2, 2016 | 10.00K |
| Flood | Nov 27, 2015 | 0.00K |
Flash Flood — Oct 24, 2025
An upper-level low brought two main rounds of thunderstorms to North and Central Texas during the last week of October 2025. The first, and most severe, was a large storm complex on the evening of October 24, followed by isolated activity on the afternoon of October 25. Severe weather primarily consisted of thunderstorm wind damage and isolated instances of flash flooding.
Flash Flood — Dec 26, 2024
A meandering surface front provided a focus for thunderstorm development as a shortwave trough worked its way east through North and Central Texas on December 26. A few storms produced hail and localized flash flooding.
Flash Flood — Dec 24, 2024
Thunderstorms developed along a Pacific cold front as it and an upper level trough swept through the Plains on Christmas Eve 2024. The system produce a few severe storms across Central Texas and flash flooding in parts of North Texas. In addition, a brief EF-0 occurred in southwest Freestone County damaging 2 properties.
Flash Flood — May 31, 2021
A weakening line of thunderstorms Memorial Day morning, followed by a second line of storms that evening (which developed along an approaching cold front), led to instances of heavy rain and flooding across the region. One storm also produced minor wind damage.
Flood — May 24, 2021
A slow-moving upper low produced widespread showers and thunderstorms across the region, some of which contained heavy rain resulting in a few instances of flooding.
Source: NOAA National Weather Service Storm Events Database.
Source: OpenFEMA NFIP Individual Claims (2.25M records analyzed).
FEMA assigns flood zone designations to areas in Parker County, Texas:
AE High Risk — 1% annual chance of flooding. Insurance required.
VE Very High Risk — Coastal flooding with wave action.
X (Shaded) Moderate Risk — 500-year floodplain.
X Low Risk — Outside major floodplains.
Properties in Parker County, Texas that are in FEMA-designated Special Flood Hazard Areas (zones A and V) with federally backed mortgages are required to carry flood insurance.
Even outside high-risk zones, flood insurance is recommended. From 2014 to 2024, nearly one-third of NFIP claims came from outside the high-risk Special Flood Hazard Area.
Visit FloodSmart.gov to find an agent and get a quote.